Tag Archives: dc pensions
TPR’s vision of a future DB market including buy-outs, superfunds and schemes just carrying on
The Pensions Regulator (TPR) has encouraged trustees and employers to actively consider their defined benefit (DB) scheme endgame strategies, as a “step change” in funding levels is transforming the DB landscape. Publishing its first DB universe projection model report, TPR said … Continue reading
Why are investment trusts excluded from the Pension Schemes Bill?
William MacLeod Speaking in the House of Lords today during the Pensions Schemes Bill second reading both Baroness Ros Altmann and Baroness Sharon Bowles , asked a very simple question: Why have listed investment companies been excluded from the Bill? … Continue reading
The pension industry will leave it till 2029 , hoping CDC fails
In focus: Green light for retirement-only CDC Minister for pensions Torsten Bell says: “Too often people approaching retirement are left navigating complex choices and shoulder risks they shouldn’t have to face alone. By expanding CDC to more employers and consulting … Continue reading
A man and a woman making sense of investment for retirement
I wish I’d put it as well as this man has I’d wish I’d put it as well as this woman has UK businesses are facing many headwinds, but revitalising economic growth can help them overcome barriers to successful expansion. … Continue reading
At last a plan for all pension schemes to pay pensions.
The shot is of Terry Pullinger speaking at a First Actuarial Conference many years ago. He , one company (Royal Mail), and a few enlightened advisers got CDC going. This blog is a reminder of where what we are enjoying … Continue reading
Empathy not sympathy with wanting “cash now pension later”!
My normal readership on Linked in is 40,000. Tom McPhail added nearly 5,000 to the number. It’s great that Tom can write in a way that gets people reading but I suspect that when that subtle grin appears upon that … Continue reading
Torsten swerves taxation chicanes and is flat out on the straights
I have been enjoying listening to commentators trying to make head or tails of the Pension Minister’s position on taxation , all hoping that there’s something coming there way. The wealth managers , who make up the readership of Citywire … Continue reading
Compliance is not VFM – nor annuities; savers need more from pensions!
It is interesting to see how Australia pressing ahead with what we call Value for money or VFM. I can see as far as Bac’s contribution page but no further but it’s far enough for the purposes of this blog. … Continue reading
De-risking pensions has been a war on the young for 20 years.
Tom Tugendhat is acerbic He starts his opinion piece by explaining why he thinks pensions are one of two policies that exclude the young from prosperity (along with housing) Two bad policies in particular have influenced this trajectory. The first … Continue reading
Paying to people who are alive today and will be alive next century
I have a very mystified CEO concerned that a pension scheme should be looking to pay pensions beyond the life expectancy of him and presumably his pension executive/trustee Let me give you a worked example from a real member of … Continue reading