Monthly Archives: February 2018

Trial by twitter’s fine by me!

An IFA withdraws its transfer service complaining it’s the victim of “trial by twitter”. Accountability is something that falls hard on adviser’s shoulders. Because we are in the business of longer term investment, the outcomes of our advice will typically … Continue reading

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Can strikes now prevent the imposition of detrimental changes on USS? – Mike Otsuka

The regrettable answer is that they almost certainly cannot Please click here — “A mandate ‘to retain a decent, guaranteed pension’” — for an important update to the post below. This UCU mandate supersedes the Manchester resolution discussed below (Mike Otsuka)   At a … Continue reading

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Catch a falling knife?

For the first time since we had pension freedoms , we have a market that appears out of control. As I write, the London Stock Exchange is preparing to open, with the FTSE lagging the S&P by 2.5%. We are … Continue reading

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Probably the best watched pension video ever

How did a pension company who nobody’s ever heard of create a pension video that’s had 25,000 views in two days? Here’s how; the company’s Pension Bee, the subject “how to transfer your pension away from Aegon” “It’s your money, … Continue reading

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Time to #INSPIREeurope18 with @SDWorxUKI

Tomorrow’s the SD Worx (ex Ceridian) conference in London’s posh Hilton Hotel. I’ve gone for the last few years as it gives great insights into what’s going on in Reward and HR (which isn’t pension). It’s like jumping out of … Continue reading

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A shot in the arm for pension payroll?

I write a regular column for Reward Strategy, formerly Payroll World. This is the last column I wrote for Jerome Small, who has been editor for a few years but is leaving to go freelance. The people who pay us … Continue reading

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The FCA can excel; the “non-workplace pension” paper’s a model of its kind

Henry Tapper and Pension PlayPen response to FCA’s paper DP18/1 Effective competition in non-workplace pensions This is the response of Henry Tapper and the Pension PlayPen. It is not a response on behalf of any other organisation that Henry Tapper … Continue reading

Posted in advice gap, BSPS, dc pensions, drawdown, Henry Tapper blog, pensions, PLSA, Retail Distribution Review, Retirement | Tagged , , , , , , , | 1 Comment

£400bn reasons for better practice. The very odd world of “not- workplace-pensions”.

£400,000,000,000 is a lot of money. It’s the amount that sits in “not workplace pensions”. “Not workplace” is what we call that great hinterland of individual pension pots that are labelled stakeholder pensions, personal pensions or self invested personal pensions. … Continue reading

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How certain are my client’s state benefits?

The old adage “there’s nothing certain except death and taxes”, sadly did not include pensions, not even the state pension. Behavioural science suggests that the further we look into the future , the more we crave the security of certainty. … Continue reading

Posted in accountants, actuaries, advice gap, pensions | Tagged , , , , , | 3 Comments

Is CDC pension’s bitcoin? Pension Play Pen lunch – Monday 5th Feb,

  “What is CDC- why do the Royal Mail want it and what will it mean to me?”. :Last Wednesday, 60 movers and shakers packed into a small room in Whitehall to debate CDC, the next day the Royal Mail … Continue reading

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