Tag Archives: Pension new
When it comes to pensions – we don’t know what we’re doing.
TPT’s survey of its DC membership makes for predictably depressing reading (reporting from Professional Pensions) Nearly half of defined contribution (DC) savers on the verge of retirement are unaware as to how they will access their pension savings, according to … Continue reading
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Tagged Business, DWP, Financial services, Government, pension, Pension new, Pension Regulator, Pensions
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Next year’s pension scandal will have been ten years in the cooking
Things move slowly in Pensions, the Irish are waking up to their not getting auto-enrolled workplace pensions till 2025, even though I’ve been told by David Harris, that they’re just around the corner since 2010. But this blog is not … Continue reading
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Tagged DWP, HMRC, National Employment Savings Trust, net-pay, pension, Pension new, pension playpen, Pensions
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Are bonds “productive finance”?
A little group of us are having a vigorous debate about the definition of productive finance and what falls within its scope. I have taken as my starting point, the definition from Barry Kenneth – CIO at the PPF … Continue reading
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Tagged annuity, Business, Defined benefit pension plan, pension, Pension new, pension playpen, Pensions
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Will the PLSA recognise the pension investment agenda has changed?
For a second time in a row, a PLSA Conference will take place at a time of national debate about the impact of pension investment on the economy. The last Conference in October coincided with the BOE’s purchase period of … Continue reading
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Tagged Business, dc pensions, Pension new, Pensions, PLSA, politics, Retirement
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Equity Release is in its prime – funding retirement many ways.
How pensions are paid from our housing wealth If you get a pension paid by Legal & General, you are probably being paid in monthly charges against other people’s houses. The £400,000, your neighbour borrowed against their £2m property is, … Continue reading
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Tagged Business and Economy, corporate risk, Employment, Equity release, Financial services, pension, Pension new, Pensions, prime, workplace Pensions
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Pension Bee and the transfer Kerfuffle. Have your say 10.30 Tuesday.
Last week wasn’t just about politics. One of the last tweets Guy Opperman issued in his first term as Pensions Minister was in support of pot to pot transfers , following Pension Bee’s now notorious letter of complaint. Pleased that … Continue reading
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Tagged DWP, Financial services, Government, pension, Pension new, pension playpen, Pensions, Retirement, Romi Savova
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CDC – time to ask the audience?
When you bring a new product to market, you first test whether there is a gap into which it can fit. If nothing else, the FCA’s Retirement Income Study is showing that there is space in the market for … Continue reading
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Tagged AgeWage, Business, CDC, DWP, Pension new, Pension Regulator, Pensions, Retirement, TPR
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Con Keating’s CDC Question time
This note responds to the questions raised by members of the audience of the webinar: Fair, Sufficient and Sustainable Collective Defined Contribution Pensions; It quotes them anonymously, verbatim, and then offers responses. It is worth bearing in mind that in … Continue reading
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Tagged Business, CDC, Con Keating, DWP, Employment, pension, Pension new
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Has lifestyling worked? Who knows?
Who knows! Lifestyling – (sometimes called “life-cycling”) in DC pensions means adjusting the asset allocation of a pension pot to meet changing circumstances as people prepare to crystallise their pension pot(s). A crystallisation is a transaction which sees an encashment … Continue reading
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Tagged advice, Business and Economy, CDC, Census, dc pensions, de-risking, Financial services, pension, Pension new, Pensions, Retirement, Who knows
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If we have to take advice – pensions have failed
I have been in furious correspondence over the weekend with a friend , over one of the key words in today’s pension lexicon “engagement“. There is a strongly held opinion by many in pensions that we should require people to … Continue reading
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Tagged Business, DWP, ESG, Financial services, pension, Pension new, Pensions, Retirement
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