Tag Archives: Insurance

Short-termism of financiers a mis-match for the horizon of pensions

I ran a blog about the infinite horizons of pensions, I was writing in 2020 when the idea that our pension system would be generally in surplus was ludicrous. I argued that it was and that the PPF would not … Continue reading

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NEST- the irrefutable case for “Scheme Pensions”. A blog written 15 years ago

That we have spent no time discussing the deaccumulation of NEST funds is a scandal. It is time for this subject to be put on the public agenda – if it is not, then NEST should be branded a half-baked project.
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Steve Simkins speaks for the council tax payer , the member and employer

  Steve Simkins is closer to the discussion on how the “stable primary contribution rate” that will enable actuaries to work out what employers should pay in their particular circumstances. He reports on a worrying tendency in the discussions among … Continue reading

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Are insurers really that safe? Toby Nangle joins the “worrywarts”

Somewhere , deep into an examination of how insurance companies operate in the US and to a degree in Europe and hence the UK, is this paragraph All that said, we can see why regulators and worrywart investors are taking … Continue reading

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The power of what we are.

It is a shame that while we are trying to find ways to grow our economy thinking long-term (pension funded) we are fearing short term tariffs from the USA as if our financial futures depended on the whims of a … Continue reading

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Surpluses are ephemeral, beating targets should be fundamental

The surplus issue , like Mansion House speeches, does not open doors in the way that Pension Freedoms did to the retail “pension” market. I put pension in italics because George Osborne released retirement savings from the last link to … Continue reading

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One thing got my goat on this. “Redirecting DB assets to DC”….

My email’s contain a number of interesting missives. Here’s one I will post anony-mouse -ly. The mailer will probably be cross with me for compromising him/her – if you were at the said event, maybe you remember! I wasn’t. One … Continue reading

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M&G and Quinlivan today at 10.30 ; insurance without the buy-out.

This will be an intriguing coffee morning and one you should attend if you are interested in the options open to DB pension schemes This gig , gives you three insurance experts for the price of one hour of your … Continue reading

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How to use an insurer without buying out your scheme

This will be an intriguing coffee morning and one you should attend if you are interested in the options open to DB pension schemes This gig , gives you three insurance experts for the price of one hour of your … Continue reading

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Ruffer – a British asset manager in demand worldwide

This blog is quite different from what you are used to reading on here. It promotes a single asset manager with a single fund and I’ve written it, partly because Ruffer’s expansion into the US is in the news this morning, … Continue reading

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