Tag Archives: Collective DC
All you wanted to know about the modern tontine
In America, the word “tontine” is not dirty, in the UK it is. What the Americans call tontines , we could call “non-guaranteed annuities” or just “CDC funds”. A CDC fund works in the same way as a defined benefit … Continue reading
Promoting a sharing society
I am struck by the power of sharing. The Friends of auto-enrolment has no money, no official sponsor (though the CIPP are doing a great job of standing behind us) and nothing more than a name with which to make … Continue reading
Posted in advice gap, auto-enrolment, pension playpen, pensions, Retirement
Tagged charge, Collective DC, pensions, social media
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Ros Altmann to be the over 50s
News from the Sunday Times via @paullewismoney reports that Ros Altmann is to be our (eg those over 50) new work tsar. This I take to be good news. Ros Altmann to be named Government's champion for older workers … Continue reading
Posted in auto-enrolment, Blogging, club pension, pension playpen, pensions, welfare
Tagged Back to work, BBC, Collective DC, DB pensions, Paul Lewis, pensions, Ros Altmann
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Friends of CDC calls for action! – our letter in the Times
This letter appears in this morning’s edition of the Times Dear Sir, We all deserve access to pension products that provide us with better and more certain outcomes. Other European countries encourage private pension systems which are far more efficient … Continue reading
Target Pension Plans
This is a briefing to employers and politicians from the Friends of CDC. Target Pension Plans are a new type of pension plan for the UK. Also known as Collective DC plans, they work on a pooled basis, where members … Continue reading