Category Archives: advice gap

How are we reacting to the lockdown? Kings’ Policy Institute has the answer.

Kings College’s Policy institute are interested in social trends . They have asked Ipsos-Mori to do some interesting research on how people are reacting to the UK Government’s lockdown policy. Here are the highlights, there is a lot more detail … Continue reading

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A gentler way to talk about pensions

  Yesterday afternoon I had a chat with Glyn Jenkins. Most of my conversations with Glyn over the years have been in the bar of Unison’s Marylebone’s offices. Glyn is old school and that means he prioritises people. This chat … Continue reading

Posted in advice gap, Pension Freedoms, pensions, Personality, Public sector pensions | Tagged , , , , | 1 Comment

COVID-19 Actuaries’ May Day round up

Every week, more is written on COVID-19 than any individual could possibly read. Collectively, the COVID19 Actuaries Response Group read more about the outbreak than most, so we’ve decided each Friday to provide you with a curated list of the … Continue reading

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Risk factors for COVID-19

  Introduction A primary objective of epidemiology in respect of any disease is to establish the ‘risk factors’ that affect morbidity (succumbing to the disease) and mortality (dying from the disease). For most established diseases, for instance major cancers or … Continue reading

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Judging your workplace pension (by saver outcomes)

Defaqto has produced an important piece of work for financial advisers wanting to help employers get to know their workplace pension. You can access it via this link (there is a little signing up to do to get there) As … Continue reading

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Is the PPF really suffering a “perfect storm”? I’m not so sure.

I am struggling to understand this analysis of the potential bills facing corporates with DB schemes. It appears in the Sunday Times but I’m not sure it’s very helpful. Here’s the article Troubled companies face a threefold increase in bills … Continue reading

Posted in actuaries, advice gap, age wage, pensions, Pensions Regulator | 1 Comment

Time for some fresh thinking on CDC

  The Pension Schemes Bill is making its way through the House of Lords but now seems unlikely to get Royal Assent before July. If it misses its target and we don’t get an Act till the Autumn, a Royal … Continue reading

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Aviva’s IGC – more effective than its report suggests

Aviva’s IGC has turned up and you can preview it here (it launches properly Monday) It’s available as  a PDF  you can download here or you can read a digital version Having read both, I’d suggest that the PDF works … Continue reading

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Getting staff retirement ready

It seems silly to already be getting nostalgic for the early days of the pandemic. But it was interesting reading this article in the April issue of CIPP news. I wrote it in early March and already it has a … Continue reading

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“Financial strength” – customers will be the judge.

  One of the most important functions of  pension providers is to ensure that service levels are maintained through the current crisis. It is a severe test, this time the consequences of failure are not theoretical, if service levels fall … Continue reading

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