Category Archives: auto-enrolment

Probably the worst flagship tax ever?


George Osborne says his proposed tax break for high value homes is about “values”, it is no such thing. This policy is about votes. What is going on with the conservatives on tax? They have become obsessed with the “retail … Continue reading

Posted in auto-enrolment, Change | Tagged , , , , , , , , , | 4 Comments

Auto-enrolment needs payroll and advisers on the same page.


News reaches me from up north of an abrasive public meeting in which a major payroll disputed the value of financial advice in staging auto-enrolment. I need not name names, sadly it comes as no surprise to hear a payroll software providers … Continue reading

Posted in auto-enrolment, Payroll, pensions | Tagged , , , , , , | 1 Comment

Two thirds of SMEs are pension virgins.


New research is out on the purchasing intentions of the remaining 1.2m employers who aren’t “in” to auto-enrolment. Of the  SMEs surveyed who are yet to stage, two thirds (66%) don’t have any existing pension arrangements for their staff while … Continue reading

Posted in accountants, advice gap, auto-enrolment, DWP, Payroll, Pension Freedoms, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

The Auto-Enrolment Squeeze (and how to get through it)


You know that feeling when you get to the back of a motorway queue and you see traffic extending into the distance.? If you’re lucky you can see the problem ahead from the blue police lights and as you edge … Continue reading

Posted in auto-enrolment, Payroll, pension playpen, pensions | Tagged , , , , , , , | 3 Comments

Time for payroll to take on pension management?


When I look into my crystal ball, I see three changes to the way that pensions are going to be managed within companies going forward. The old high maintenance approach will fall away as pension providers streamline their processes and … Continue reading

Posted in auto-enrolment, pensions | Tagged , , , , , , , , , , , | Leave a comment

An alarming gap in pension regulation


In this world, the best lack all conviction, while the worst are filled with a passionate intensity Continue reading

Posted in auto-enrolment, Pension Freedoms, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , , , , | 4 Comments

Money in auto-enrolment? – the jury’s out!


This morning and regularly over the next few weeks, I will be speaking at Money Marketing Auto-Enrolment invitational events around Britain. These are the slides that I will  be using   Advisers and auto enrolment from Henry Tapper It’s odd … Continue reading

Posted in auto-enrolment | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

The pernicious power of financial advertising


The incendiary resignation letter from Peter Oborne cites the removal of articles from the Telegraph’s website , claiming the articles went because of pressure from HSBC as a major advertiser. Buzzfeed have the story (and the article( here). I know … Continue reading

Posted in advice gap, auto-enrolment, First Actuarial, Pension Freedoms, pension playpen, pensions | Tagged , , , , , , , , , , , | 2 Comments

NOW – that’s what I call pensions!


    Why the Pension PlayPen supports NOW as a workplace pension It’s no easy thing starting a master trust from scratch. Though NOW Pensions, had the experience of running a state backed pension in Denmark (through parent APT), coming … Continue reading

Posted in advice gap, auto-enrolment, now, pensions | Tagged , , , , , , , , , | 2 Comments

Why advisers aren’t getting paid for auto-enrolment


    Amidst the back slapping as we pass 5m auto-enrolled into workplace pensions you hear little rejoicing from financial advisers. The majority we speak to are avoiding auto-enrolment for one reason- they can’t get paid for what they do. … Continue reading

Posted in accountants, advice gap, auto-enrolment, pensions | Tagged , , , , , , , , , | 4 Comments