Category Archives: auto-enrolment

How retirement products evolve (and revolve).


  There are three drivers that shape the evolution of financial products – supply, demand and Government intervention. Between the mid 80s and today Britain has seen a Financial Services Revolution that has been no less dramatic than the agrarian … Continue reading

Posted in auto-enrolment, Bankers, corporate governance, Financial Education, pensions | Tagged , , , , , , , , , , , , , | Leave a comment

Three old farts on DC regulation


            John Reeve, whose previous comments on DC I have dismissed as the “wittering of an out of touch actuary”, has written a telling comment on mallowstreet. I’m sure he won’t mind me re-publishing it … Continue reading

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“Who’s the we?” – a blog about advice and guidance


On Sunday I wrote a blog about the ten things I wanted to see in the Government’s response to the Consultation it’s been running following the retirement reforms announced in the budget. You can read it here. As we’re ten out … Continue reading

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Ros Altmann to be the over 50s


  News from the Sunday Times via @paullewismoney  reports that Ros Altmann is to be our (eg those over 50) new work tsar. This I take to be good news. Ros Altmann to be named Government's champion for older workers … Continue reading

Posted in auto-enrolment, Blogging, club pension, pension playpen, pensions, welfare | Tagged , , , , , , | Leave a comment

Carry on nudging!


We may just have been nudged. We’ve been getting  interested in salary sacrifice. We have been building a salary sacrifice modeller into the workforce assessment tool on http://www.pensionplaypen.com by popular demand. Initially I had thought  salary sacrifice was benefiting employers but … Continue reading

Posted in auto-enrolment, Payroll, pension playpen, pensions | Tagged , , , , , , , , | 1 Comment

Awards reward Pension PlayPen for a cracking year


It was only a year ago when I, Andy ,Stella ,Martin, Steven,Guy and the lads from @firstactuarial signed the share register and launched http://www.pensionplaypen.com Within 12 months we have had nearly 100,000 visitors to our site; 329 companies use our … Continue reading

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No small company should spend 103 man days on pensions!


Paul Foot of Sage is right to point to research carried out by the London Business School that concluded that 103 man days were being devoted to auto-enrolment by companies staging in 2013. I don’t know how you account for … Continue reading

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Auto-enrolment needs common data standards!


  At a recent meeting of the CIPP’s working group “The Friends of AE”, (FoAE) concern was expressed to Pensions Minister Steve Webb that without the introduction of a common data standards, the wheels might fall off auto-enrolment. According to … Continue reading

Posted in actuaries, auto-enrolment, dc pensions, pensions | Tagged , , , , , , , , , , , , , | Leave a comment

It was auto-enrolment that did for Hitler?


I’m not a big video man – who wants to spend 3 minutes of your working  day watching with the sound off – good news with this one is that it’s got sub-titles! The other good bit is that it … Continue reading

Posted in accountants, actuaries, advice gap, auto-enrolment, Payroll, pensions, workplace pensions | Tagged , , , , , , | Leave a comment

A buyers guide to auto-enrolment software


Some initial thoughts Auto-enrolment software exists to automate the processes your company needs to establish to stage and maintain auto-enrolment. For most employers it is another payroll headache (along with RTI) that needs a purchased solution. Normally companies purchase on … Continue reading

Posted in accountants, advice gap, annuity, auto-enrolment, middleware, NEST, now, Payroll, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , | 2 Comments