Tag Archives: pensions
“If we should live that long…”
I write a column for the CIPP magazine and there’s generally a six week cycle between submission and publication. I submitted this article in March and it got published last week. When I wrote it, I wondered how I’d be … Continue reading
Posted in actuaries, advice gap, Payroll, pensions
Tagged CIPP, Covid-19, Payroll, pensions
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“Financial resilience” – austerity’s twin brother
In the aftermath of the collapse of Northern Rock in 2008, many savings institutions were hit with a run on deposits from savers keen to put their cash under the mattress. Mark Scantlebury and Vincent Franklin, who were then setting … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, Covid-19, financial reslience, Government, pensions
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The end of furlough and what it means for pensions.
A question was asked of the DWP on April 24th filed under “Pensions: Advisory Services” To ask the Secretary of State for Work and Pensions, what discussions she has had with the Financial Conduct Authority (FCA) on when the FCA … Continue reading
Posted in advice gap, age wage, Big Government, FCA, pensions
Tagged Furlough, MAPS, MAS, pensions, TPAS, TPR
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“The new normal” will be driven by consumers: NB – financial services.
Many claims are made of the data we have today but two things appear clear to the layman. The more data you have on the spread of the virus, the easier it is to make the right public policy decisions. … Continue reading
Posted in advice gap, digital, pensions
Tagged dashboar, digital, Michael Gove, new normal, pensions
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Need help finding your national insurance number?
We need our national insurance number for all kinds of reason. It is our unique personal identifier and we often get asked for it for everything from finding pension pots to hiring a car. It appears on your payslip and … Continue reading
Posted in advice gap, age wage, Henry Tapper blog, pensions
Tagged AgeWage, find pensions, Government Gateway, HMRC, pensions
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Risk factors for COVID-19
Introduction A primary objective of epidemiology in respect of any disease is to establish the ‘risk factors’ that affect morbidity (succumbing to the disease) and mortality (dying from the disease). For most established diseases, for instance major cancers or … Continue reading
Posted in actuaries, advice gap, coronavirus, pensions
Tagged actuaries, Coronavirus, Covid-19, Matt Edwards, pensions
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Holy Pentechola! It’s Scam Man & Robbin’
Four of the UK’s leading digital pension platforms have collaborated to create an engaging new online game that aims to educate consumers about pension scams in response to a spike in online fraud. The launch of Scam Man & Robbin’ follows … Continue reading
Posted in age wage, pensions, social media, workplace pensions
Tagged AgeWage, nutmeg, Pension Bee, pensions, Scam Man, Scam Man and Robbin, scamming, Smart
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“Nine years ago today, the Budget nearly killed me” – Guy Opperman
This blog is about and by Guy Opperman – our pensions minister; it’s re-published with his permission. It was first published April 26th here Today’s date is etched on my memory, and it will be forever. On Tuesday … Continue reading
Pensions in the grand scheme of things
In the “grand scheme of things” – pensions will go on “In the grand scheme of things” is a very much over-worked phrase. It’s up there with “all will come out in the wash” as a means of dismissing today’s … Continue reading
Posted in CDC, pensions
Tagged annuity, CDC, dc, Defined Contribution, Flexi-access drawdown, Kevin Wesbroom, pensions
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Time for some fresh thinking on CDC
The Pension Schemes Bill is making its way through the House of Lords but now seems unlikely to get Royal Assent before July. If it misses its target and we don’t get an Act till the Autumn, a Royal … Continue reading
Posted in advice gap, age wage, CDC, pensions
Tagged CDC, DB, employer, master trust, one trick pony, Pension Schemes Bill, pensions, Royal Mail
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