Tag Archives: pensions
Our start-ups aren’t getting much help
It’s tough running AgeWage right now. We are a Pentech considering a term-sheet for future funding , our development depends on new investment and our customers are waiting on our development. At a time like this , it’s easy for … Continue reading
Posted in age wage, pensions
Tagged AgeWage, Brent Hoberman, FinTech, pensions, Pentech, Start up
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“Advice for Middle Britain” – keeping the cost down.
I’ve recently published a blog called “Advice for Middle Britain” which argues for a more honest approach to the promotion of dependent advice. It sets out a trade-off between the purity of fee-based advice and what people can afford. Most … Continue reading
Posted in advice gap, age wage, pensions
Tagged advice, advice gap, AgeWage, middle Britain, pensions
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Royal London IGC report – a welcome shift in focus
Royal London are (as usual), the first IGC to report. They have been kind and sent me the Chair’s Statement which saves me searching. But it’s easy to track down here The IGC has delivered a really interesting read which … Continue reading
Posted in IGC, pensions, Retirement
Tagged ESG, FCA, IGC, pensions, Peter Dorward, Plan, Responsible Investment, Royal London
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Get off of McCloud
John Glen of the Treasury delivered this written statement to parliament yesterday. The government is developing proposals to address the unlawful age discrimination identified by the Court of Appeal in the 2015 reforms to the Judicial and Firefighters’ pension schemes. … Continue reading
How savers can change the world
Direct involvement with the way your savings are invested I spent time (on Zoom) with a young entrepreneur whose business it is to get people to change the behaviours of companies they invest in. I won’t go into detail about … Continue reading
Holding the thin blue line on pensions
1. The immediate threat of fraud The policing of pensions is a precarious business and the “thin blue line” is figurative. The police are reluctant , for good reason, to busy themselves in the complexities of criminal maladministration , prosecutions … Continue reading
Posted in age wage, Payroll, pensions
Tagged administration, Payroll, Pension Bee, pensions, scams
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Pubs or jobs?
Pubs This is daft, no one is being asked to patrol in Helmand Province or down the Falls Road, sleep in the mud of the Somme. Maybe it could herald an about-turn of the slump in pub life? Either way, … Continue reading
Posted in consolidation, coronavirus, pensions
Tagged Corinavirus, COVID19, HMRC, pensions, Rishi Sunak
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Mothball or keep going?
Many small businesses are faced with a stark choice. Should they go into lockdown and effectively mothball what they have – for later reuse? Or should they move on and find a way to deliver some or all of their … Continue reading
Posted in age wage, coronavirus, pensions
Tagged AgeWage, Business relief, Coronavirus, COVID19, Grant, HMRC, HMT, pensions
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Can MaPS be our national wealth service?
There were two very good comments on my blog on MAPS’ recent webinar. My thrust was that MAPS is not behaving as it should and that it should be acting as the financial arm of our NHS – with acute … Continue reading
Posted in advice gap, age wage, pensions
Tagged debt, MAPS, national wealth service, pensions
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USS : FINANCIAL DIFFICULTIES – OR OPPORTUNITIES?
Jon Spain is one of Britain’s foremost actuarial thinkers. You don’t have to be an actuary to enjoy this piece – indeed it might help for non-actuaries to peer behind the actuarial covers – as Jon allows you … Continue reading