Thanks. "The crucial difference, however, is that the ISA withdrawal is not a loan." As the two article links confirm,…
www.nber.org/system/files/working_papers/w32828/w32828.pdf While there is good evidence for automatic escalation in the US, it is not as powerful as its advocates…
"To what extent do minimum AE contributions need to increase? It would be good if everyone had contributions into DC…
Except they’re not saving into a pension, Minister unless we convert all those pots to CDC and give them what…
Tag Archives: Business and Economy
We’ve got a £1.6tr framework to make Britain Great again
Oops , sorry about my plea for some morale support yesterday, I have slept properly and hope to agree a way forward today. I wondered for a brief moment whether I should pack it in! I mention this because … Continue reading
Posted in pensions
Tagged annuity, Business, Business and Economy, CDC, corporate governance, dc pensions, Defined benefit pension plan, pension, pension playpen, Pensions, Reeves, Retirement
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Julian Mund at Mowbray; PLSA local and global
I have written plenty about John Hamilton’s speech at Melton Mowbray, But it was not just John on stage at the PLSA East Midlands event. Preceding John was the PLSA’s CEO and I’m pleased he’s sent me his slides for … Continue reading
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Tagged Business, Business and Economy, corporate risk, Defined benefit pension plan, Pensions, TPR, Treasury, workplace Pensions
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Pensions and Truell. Radio 4 – well worth a listen back
I hadn’t expected to have to move my early morning meeting tomorrow , but I did , to listen to Edi Truell bang on time on Radio 4. You should be able to find out hear Following Edi’s comments in … Continue reading
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Tagged Business, Business and Economy, corporate governance, dc pensions, Edi Truell, Employment, Investment, pension, Pensions, truell
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Is Reeves condemning the “de-risking” of pensions?
There has been considerable response to last night’s blog Field called our DB pensions “an economic miracle”….Reeves knows why. It explains how a speech including a call to reinvest pension surpluses in company and economic growth. It’s worth reading and … Continue reading
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Tagged annuity, Business and Economy, corporate governance, corporate risk, DB, de-risking, Defined benefit pension plan, pension, Pension Regulator, Pensions, TPR, Treasury
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Jamie of Smart warms my walk home with hope!
The VFM pensions podcast has Jamie Fiveash , UK CEO of Smart Pensions as a guest this week. These podcasts are typically 80 minutes long, a bit like the Church service (though the Methodists offer no less!). This podcast occupied … Continue reading
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Tagged annuity, Business, Business and Economy, Employment, Government, pension, Pensions, Retirement
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BP show a shameful lack of pension leadership.
There are a handful of British companies that carry our name. They stand for what we used to call the best of British in the corporate place. Among these “British ” Petroleum stands high, it is not- like Shell , … Continue reading
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Tagged BP, British Petroleum, Business, Business and Economy, corporate governance, corporate risk, pension, Pension Regulator, Pensions, Retirement
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Curiouser and curiouser – small pots the real agenda (Will Watling)
This blog, written by Will Watling on 25 July 2023, sums up the frustration of those who have committed time to developed the infrastructure to let pots follow members., The blog can also be found on Altus’ Website and on social media Those … Continue reading
Equity Release is in its prime – funding retirement many ways.
How pensions are paid from our housing wealth If you get a pension paid by Legal & General, you are probably being paid in monthly charges against other people’s houses. The £400,000, your neighbour borrowed against their £2m property is, … Continue reading
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Tagged Business and Economy, corporate risk, Employment, Equity release, Financial services, pension, Pension new, Pensions, prime, workplace Pensions
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RPI v CPI – the evidence so far; (Jon&Con)
This article is from Jon Spain and Con Keating, intellectual powerhouses of this blog. It asks us took again at the relationship between RPI and CPI Financial services professionals commonly state that, over the long term, RPI increases will … Continue reading
Has lifestyling worked? Who knows?
Who knows! Lifestyling – (sometimes called “life-cycling”) in DC pensions means adjusting the asset allocation of a pension pot to meet changing circumstances as people prepare to crystallise their pension pot(s). A crystallisation is a transaction which sees an encashment … Continue reading
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Tagged advice, Business and Economy, CDC, Census, dc pensions, de-risking, Financial services, pension, Pension new, Pensions, Retirement, Who knows
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I did not find this , Torsten's most impressive work (not sure it was his). But it at least remind…