Category Archives: actuaries
Millennial fightback
The greatest current threat to motor manufacturers is that people no longer want to drive. The second biggest threat is that people no longer want to own a car. That’s the message that comes loud and clear from an article … Continue reading
Posted in actuaries, advice gap, pensions
Tagged Balance sheet, Equity release, lease, own, Ownership, pensions, possessions, Volvo
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Pension fission* and fusion* at DG conferences
I’m not a fan of pension conferences – they are generally a way to reinforce existing prejudices and give participants a sense of their importance without challenge. But recently I’ve been working with DG publishing on conferences that bring … Continue reading
Posted in actuaries, advice gap, age wage, pensions
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CDC – a silver wage not a silver bullet
Yesterday Ros (Baroness) Altmann hosted a webinar on retirement income which prompted some interesting follow up on social media. Here’s Mark Ormston of Retirement Line. I thoroughly enjoyed listening to Ros Altmann on the ‘future of retirement income’ masterclass … Continue reading
Posted in actuaries, CDC, pensions, Pensions Regulator
Tagged AgeWage, CDC, first actuarial, pensions, PMI, silver bullet
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Pensions aren’t perks – they’re pay!
We are close to the AGM season for big companies, who’s executive reward comes under scrutiny from shareholder activists, keen to ensure proper governance and stakeholder fairness. This year the issue of pensions as part of executive pay – … Continue reading
Posted in accountants, actuaries, advice gap, pensions
Tagged pensions, perks, remuneration, rights
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Peoples;- for once the small print is good news!
Yesterday I published the news that People’s Pension has dropped its prices for those with larger balances which they estimate will lead to a 10% drop in overall fee income. That is good news, especially if you are in … Continue reading
Posted in actuaries, advice gap, age wage, pensions
Tagged £sd, charges, disclosure, FCA, People's Pension, tPP
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Breaking trust and breaking wind! Lifesight’s problem with property rights.
One of the things ordinary people fear most about spending on their retirement, is giving money to institutions they know nothing about and having very little say in the management of their money. No matter how hard I used to … Continue reading
Posted in actuaries, advice gap, age wage, brand, pensions
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CDC and the actuarial profession
I am not an actuary, I work with actuaries and I work for an actuarial firm. I stand up for actuaries and I praise them where praise is due. Yesterday saw an attack on the actuarial profession on twitter … Continue reading
Posted in actuaries, pensions
Tagged actuaries, Aon, CDC, first actuarial, IFoA, pensions, Royal Mail, transfers, WTW
9 Comments
Is the tide turning in favour of pensions?
As we reach the last few weeks of the year, I’ve been looking at the stories that are dominating the pension landscape and increasingly they are positive. Despite UK and global equity markets being down on the year, pensions are … Continue reading
Posted in accountants, actuaries, auto-enrolment, pensions
Tagged auto enrolment, CDC, FABI, Freedoms, pensions, Royal Mail, tide turning, USS, woods and trees
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How green is my workplace pension?
I hadn’t thought of Grant Thornton as thought leaders in pensions. On Friday I met with an old friend – Sandy Trust to talk about value for money. Well that’s what I thought we’d talk about- but Sandy – canny … Continue reading
Posted in actuaries, pensions
Tagged Aviva, Grant Thornton, L&G, NEST, NOW, pensions, People's Pension, Sandy Trust
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The risks of partial disclosure
Look at this photo. You might have thought that Ruston Smith had won a CDC award for Tesco. Certainly not the case! Now look at the full picture! Mark Scantlebury has won an award for Quietroom, partly for his … Continue reading
Posted in #WASPI, accountants, actuaries, advice gap, pensions
Tagged Mark Scantlebury, net pay anomaly, NPA, pensions, Quietroom, Ros Altmann, WASPI
2 Comments