Monthly Archives: March 2020
Pension Gender Gap; let’s change unfairness – not inequality.
Scottish Widows defines “The gender pension gap” as the difference between the average female and male’s savings for retirement. That’s an insurer’s way of looking at pensions. I suspect that most people at retirement see retirement in terms of savings, … Continue reading
Posted in age wage, pensions
Tagged gender pay gap, Gender pension gap, NPA, pensions, Ros Altmann, Scottish Widows
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Are employers able to “know their workplace pension”?
Are employers the provider’s clients? In financial services, the client is the entity that takes the decisions on where the money goes. Whether we define “money” as “pension contributions” or “fees paid”, the employer is seen as the client. It … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, FCA, GPP, master trust, pensions, Tesco, Value for Money, VFM
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Martin “chariot” Offiah is why we sing the song .
It’s been a mystery to me these 30 years, why we sing Swing Low to England. Read the BBC article on the link to get the full story, but a bit of context. Back in 1987 rugby was mainly played … Continue reading
Posted in pensions, rugby
Tagged Martin Offah, Rosslyn Park, rugby, Sweet Chariot, Swing Low, Twickenham
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Investment; Nobody’s sharing your pain but you.
“Everyone wants to know you when the market’s rising, but when it falls, you’re on your own”. That’s the comment of one of my friends who’s been trying to talk with his wealth manager over the past week. Right….that’s it … Continue reading
Posted in age wage, pensions
Tagged Boring Money, charges, Holly Mackay, pensions, Transparency, Value for Money
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Are you prepared for “work from home”?
Transparency in the workforce I’ve asked the question in a specific way. “Work from home” is going to become a reality for most office workers over the coming months as we struggle to contain or delay Coronavirus. It is likely … Continue reading
Coronavirus? If you live in the UK – stay in the UK!
The Global Health Security Index’s recent comprehensive ranking of countries – published just four months ago – shows the United Kingdom ahead of every country other than the United States in its state of preparedness to deal with biological threats. When it … Continue reading
“If you want a do-it-all dashboard – you’ll have to wait a decade”.
Speaking at an AgeWage/FDATA event last night, Romi Savova told a packed house that the MAPS dashboard could do little more than find people’s pensions with the detailed information we need to take decisions on our pots delivered off-dashboard via … Continue reading
Posted in advice gap, age wage, Pension Freedoms, pensions
Tagged DWP, FCA, FDATA, Open Banking, open finance, Pension Bee, pensions, Romi Savova
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Coming to terms with the new virus
There was an awkward moment at the end of my appointment with my NHS consultant yesterday morning. As we rose to part both instinctively stuck out our hands and then with a forced laugh withdrew and fist-pumped. We had … Continue reading
Posted in pensions
Tagged Coronavirus, handshake, NHS, pensions, PLSA, PLSA conference
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Paper pension statements kill 23,500 trees a year” – says the Pension Bee!
New research today from PensionBee finds that 23,500 trees are destroyed each year by paper annual benefit statements, at a time when consumers and policymakers are calling for increased action on ESG. The UK pensions industry still posts an estimated … Continue reading
Posted in pensions
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Who will patrol the investment pathways?
Investment pathways are the big idea to help those getting to 55 and with pension freedom in sight. From August, people will be presented with four paths for their money. One takes them to a point when they can … Continue reading
Posted in IGC, pensions
Tagged David Hare, FCA, GAA, governance, IGC, music, pensions, Phoenix, Pitmans, PSITL, Reassure
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