Monthly Archives: March 2020
Progress in uncertain times #PLSAinvest20
Democracy 1 – Digital 0 The PLSA’s investment conference made it to its end without drama and with considerable dignity. Emma Douglas’ question took on a new meaning as it turned out many “delegates” never got north of the border … Continue reading
COVID-19 – an actuary’s view
This blog displays part of an article by Matthew Edwards of Willis Towers Watson. You can read the full original through the link in the tweet below. Thanks To Matthew and WTW “In an ideal world, actuaries would wait for … Continue reading
Posted in advice gap, age wage, pensions
Tagged Covid-19, Matthew Edwards, pensions, Stuart Macdonald
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Is Opperman getting it done? #PLSAinvest20
Three months is a long time in politics. At the beginning of December Guy Opperman was part of a minority Government seemingly on the ropes. Three months later, he is part of a Government with a majority of 80 … Continue reading
PLSA investment conference- by leaves we live.
“By leaves we live” is the dictum given to Edinburgh by Patrick Geddes, one of those chaps I’d have loved to have met. I came accross him on my way to the PLSA conference , walking the Royal Mile … Continue reading
Posted in pensions
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Sobering advice to founders and CEOs
Anyone thinking running a small business at a time like this is fun, is deluded. It is not fun- it is scary. Not only can Coronavirus take our your livelihood , but it can take out those who rely on … Continue reading
Client onboarding & the cost of advice
Heather Hopkins explains why we need open finance. A debate erupted between Henry Tapper and Rob Reid recently on Twitter, which came down to a stat published by NextWealth: it costs £1,500 to onboard a client. Henry asked “are advisers who charge less … Continue reading
Resilience.
A different perspective? The FTSE is on sale…… pic.twitter.com/KcdNv0vTG4 — Holly Mackay (@HollyAMackay) March 9, 2020 I am sure Holly’s graphic shouldn’t be taken as financial advice , though some will try to catch a falling knife. We have no … Continue reading
Posted in advice gap, age wage, Blogging, BSPS, Consolation, defined ambition, pensions
Tagged CDC, DB transfers, pensions, Port Talbot
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This General Levy hike is a tax on the poorest savers – are they getting VFM?
The PLSA are on the money here. The General Levy will end up being paid for by ordinary savers of large workplace pensions . NEST has 7.5m of them, Peoples Pension has 4.5m NOW has 2m of them , Smart … Continue reading
Posted in age wage, pensions
Tagged general levy, MAPS, pensions, Stephen Timms, Work and Pensions Select Committee
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“Where risk-managers become risk-takers” #PLSAinvest20
A week ago I received this mail from the PLSA. We have received a number of inquiries as to the steps the PLSA is taking to mitigate the risk posed by the coronavirus at our up-coming Investment Conference in Edinburgh. … Continue reading
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Breaking the silence..
This blog is published on International Woman’s day and it was previously published on my friend Anita Boniface’s website – Women Matter.. Breaking the Silence… Anita is a strong woman who’s been through a lot. Her blog has been speaking on … Continue reading