Monthly Archives: October 2015

Pension’s pain is payroll’s gain!

The 25th November is likely to be another red letter day for pensions. The consultation on the way tax relief is paid to those contributing to pensions ended on September 30th and we understand that three options are still under … Continue reading

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What do England rugby fans do now?

  Simple answer – switch to supporting our national game! If Wayne Rooney had been born in Eire he’d have been the Irish #10 , competing with Dave Sexton, because that’s what the finest sportsmen in Ireland and NewZealand and … Continue reading

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“Two nation pensions” – why I can’t make the NAPF this week

  There are a number of reasons why I can’t make the NAPF Conference this week I have to talk to accountants , payroll managers and finance directors in London, Birmingham and Slough The conference now costs too much for … Continue reading

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Why it should always be cheapest to buy pension from the state

Much as I like Tom McPhail, his current campaign against the Government for selling rights to the state pension cheaper than rights to private pensions is fatuous. Tom has it in his head that the Government Actuary is setting the … Continue reading

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Endorsements and the creep of the middleman

  There is a problem in financial services with “intermediation”. It’s a horrible word! But putting that aside, there is a temptation for every Tom, Dick and Harriet to stand between the customer and the investment. Pension PlayPen is of … Continue reading

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Will the Investment Association eat itself?

  Hot on the heels of Daniel Godfrey’s departure from the Investment Association, the FT’ Claer Barrett has published a great piece on what appears to be another own goal- that only 25 out of some 200 members could find … Continue reading

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An evening of rare splendour!

  I don’t know if I can blog my way out of a hangover , but it beats concentrating on the motivational session conducted by the Maori Hacka Warriors. I kid you not! I am in the main auditorium of … Continue reading

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#APPC15 Why Payroll needs to manage Pensions.

This is an edited version of the keynote speech I delivered to the CIPP conference this morning (October 7th 2015). I blog as the Pension Plowman,  and my blog is called the vision of the Pension Plowman. You might think … Continue reading

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Why this carnage at the Investment Association?

I think I owe Daniel Godfrey an apology. I met him on a couple of occasions and he impressed upon me he was serious about transparency of cost and charges. I didn’t believe him- or at least I thought he … Continue reading

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“How can government ensure people get the pensions advice they need?”

    I’ll find myself , at the beginning of the day, on a panel charged by Jon Cudby with John Moret and other financial services dignitaries discussing the New Retirement Freedoms I’ll find myself, at the end of the … Continue reading

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