Tag Archives: corporate governance

How did IFAs end up payroll experts?


  In 2011 I started getting interested in payroll. Having read the automatic enrolment regulations it seemed I’d have to if my firm was to help employers. In 2012 and 2013 and 2014 I was named among the top 50 … Continue reading

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How competitive is our private pension system?


    We are three months away from the launch of the new pension freedoms and not much is happening. There ain’t nothing shaking but the leaves on the trees! NEST has issued a lengthy consultation on what it should … Continue reading

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When all else fails – keep on working!


Jeroen Wilbronk is a really good bloke, but I always end up disagreeing with him. He’s one of these smart-arse markets people who has an answer for everytyhing! I’ve known him a few years and have always envied his sunny … Continue reading

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Governance on parade – why we must show leadership.


From this year, insurance companies must create both internal and external controls to ensure they carry out the responsibilities they are taking on when helping us save and spend our pension pots. Yesterday afternoon I spent time with insurers and … Continue reading

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Join us jolly girls and boys on the bus to Cheltenham 2015


A good way to get through January and February is to have some craic in March. This is what we do in the Pension Play Pen. On Tuesday March 10th . 50 of us will congregate at Paddington for breakfast, … Continue reading

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The future of retirement – Pension PlayPen responds to NEST


  Why Pension PlayPen is responding Pension PlayPen is reluctantly responding to NEST’s consultation; reluctantly as we have been asked these questions before in a number of different guises. The report is long and so is this response. We are … Continue reading

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What’s this about selling your annuity?


Steve Webb’s latest idea that the Government will encourage the sale and purchase of life annuities is not as crazy as it sounds. Indeed the practice is commonplace in the USA where many court awards are granted as an income … Continue reading

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AE – make a virtue of necessity


  It pains me to hear advisers talk of auto-enrolment as a “burden”. Helping to provide a retirement fund from which your staff can draw a pension seems to me a good thing for employers to do. If the phrase … Continue reading

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So what’s the point of the DC trustee?


  It’s the first rule of trusteeship- if you can’t measure it – don’t trust it. It’s the right of anyone who has their own pension pot to know how much they are paying for the management of their money. … Continue reading

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The fine line between “patronising” and “paternal”.


Last week Tom Mcphail (Hargreaves Lansdown) had a go at Teresa Fritz (financial Services Consumer Council and MAS) about the need for advice. You’d expect the two to clash, FSCS and MAS are not much loved by advisers who see it as an incompetent … Continue reading

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