Tag Archives: small schemes
This was not the end small companies wanted for their pension scheme
Here is the download Risk settlement is a polite phrase for “capitulation”. The schemes who have capitulated to insurance company buy-outs/ buy-in’s are small. This chart shows just how biased the market to small DB plans. The big schemes make … Continue reading
A sensible outcome to the General Levy Consultation
There are two ways to react to the Government’s u-turn on their “option 3” proposal for the General Levy. Option 3- aka “the nuclear option ” would have seen small occupational schemes having to stump up an extra £10,000 in … Continue reading
The drive to consolidate DC pension schemes is no bad thing.
The idea that “big is better” is not a universal truth, in the 1970s thinkers such as EF Schumacher said “small is beautiful” an idea that is still popular for millions of us who till allotments or run businesses out … Continue reading
Posted in pensions
Tagged consolidation, DB, dc, MNTs, Pensions, small schemes, trustees, unions
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Small DB schemes – LDI’s unconsidered victims
The PLSA has around 1400 members, give or take the odd DC master trust, the vast majority run DB pension schemes. You can find who they are if you purchase the PLSA database The industry bible “Pension Fund and … Continue reading
How small schemes can win (with no surrender)!
I’m listening to Bruce Springsteen – “no retreat, baby no surrender” A useful note about “the consolidation opportunity” sits in my inbox. It’s from Con Keating who had been studying the ONS data on how pension schemes invest their money. He … Continue reading
Posted in advice gap, napf, pension playpen, pensions, Pensions Regulator
Tagged CMA, Consultants, Index, pensions, PLSA, small schemes
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Making the most of the £20bn small employers spend on DB – Guest blog from Hilary Salt
A simple shift in communications could ensure the £20bn employers spend on DB each year isn’t wasted Over the last decade we’ve seen the long march of defined benefit (DB) pension schemes from the sunny beaches of open schemes run by … Continue reading
Posted in pensions, Pensions Regulator
Tagged Actuarial science, Actuary, advice, £20bn, Business, corporate governance, corporate risk, de-risking, defined benefit, DWP, Employment, Financial services, first actuarial, Government, member benefits, members, National Employment Savings Trust, pension, pension playpen, pensions, small schemes
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