Tag Archives: auto enrolment

It’s not the leaving of Liverpool that grieves me….

I’m travelling down to London on the Avanti West Coast Line, reading a paper that’s been sent me from Perthshire by my friends. The paper’s called “Why Britain’s stagnated” and it’s written by Ben Southwell, Samuel Hughes and Sam Bowman. … Continue reading

Posted in pensions | Tagged , , | 4 Comments

Bonkers headline of the year!

I read Corporate Adviser and have a great deal of time for its staff. I have a great deal of time for Standard Life. But if Standard Life and Corporate Adviser are to convince me that “people’s ideal retirement savings” … Continue reading

Posted in pensions | Tagged , , , , , | 1 Comment

Progress to an AgeWage

  It’s been 6 years since I started AgeWage with Chris Sier and Ritesh Singhania. On June 30th we closed our accounts and I’m pleased to announce that for the first time, we made a profit of £155,000. In the … Continue reading

Posted in pensions | Tagged , , , , | 3 Comments

Pension tax-relief needs re-branding as “matching”.

We are due after July 4th, a general review of pensions, which has got the big guns at the IFS excited and top gun- Steve Webb (ex IFS) very excited indeed. So excited that he has gone to press (FT … Continue reading

Posted in pensions | Tagged , , , , , , , , , | 2 Comments

Pot for Life – when an employer bit off more than it could chew

I enjoy First Actuarial bulletins. This one’s so pithy it speaks for itself. We are light years away from pot for life and – as this case study shows, it’s not just payroll who’ll have problems!   First Bulletin – … Continue reading

Posted in pensions | Tagged , , , , , | 3 Comments

Vested interests and the state pension

It’s depressing to wake up this morning , the weekend after the end of Pension Awareness Week, to find awareness of  the value of the state pension is well – weak! In this blog I put forward three views of … Continue reading

Posted in pensions | Tagged , , , , , , | 1 Comment

The trouble with trustees ( DWP and HMT get “constructively tough”)

The wildest of all the consultations and calls for evidence issued today (July 11) is undoubtedly the call for evidence on trustee skills, capability and culture. The following blog is written in a spirit of “constructive toughness” (see below). The … Continue reading

Posted in pensions | Tagged , , , , | 2 Comments

No crocodile tears over falling contributions – please!

In a lachrymose display of virtue signalling, the PMI reports that many employees are either reducing contributions to workplace pensions or thinking of doing so. This is neither surprising or regrettable, people need to take pension holidays from time to … Continue reading

Posted in pensions | Tagged , , , , , , , , , , | 1 Comment

How do master trusts add value for members at retirement?

I shouldn’t be surprised to report on a consultancy looking at how member outcomes could be improved by picking the right workplace pension. But I am. This morning at 11 am, Hymans Robertson are kicking off another round of webinars … Continue reading

Posted in pensions | Tagged , , , , , , , , , , | 1 Comment

Charles Counsell hands on the poisoned chalice

It’s been a year since TPR appointed Sarah Smart as Chair and her anniversary is marked by news that Charles Counsell will not be seeking a second four year term as CEO. Sarah Smart brought youth and feminity to a … Continue reading

Posted in pensions | Tagged , , , , , , | 3 Comments