Tag Archives: Money
When money is no object…
This bill’s been floating around social media for a couple of years and floated onto my linked in timeline, a welcome diversion from glamorous marketing people showing off awards for financial services to the hospitality industry. I think it very … Continue reading
Why does Putin have so much of our money?
In a brilliant essay, Tim Harford looks at the brinksmanship Putin is playing with the rest of the world over Russia’s nuclear capability. This morning that threat seems the more real as his forces nearly damaged a Ukrainian nuclear reactor. … Continue reading
Measuring the cost of going green
I would like to say I’ve read B-finance’s Investment Fees Survey published this month, but I have only read the reviews published by the financial press which , from their similarities, suggest they are rehearsals of a press release. The … Continue reading
Taking back control of our retirement savings.
Pensions have long been seen to have an image problem. Ever since I started selling s226 policies in the early eighties I have heard them described as a rip-off. When you look behind that complaint you get to the frustration. … Continue reading
Posted in pensions
Tagged Business, DWP, Johnson, Money, Pensions, Steve Webb, Sunak, Take back control, value
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TPR/FCA and Government – shining light on value for money
TPR’s Corporate Plan for the next three years is for the most part solid and uncontroversial. Where it extends beyond the 2020 plan is in a long section on value for money which I have quoted in full below. The … Continue reading
Death by discount rates
Q: When is a million dollars not a million dollars? A: When it is not yet a million dollars. The pensions business is all about the long term. Fund managers like me are responsible for ensuring we have sufficient funds … Continue reading
For workplace pensions value for money means……..
One of the questions in the FCA’s consultation on value for money is whether its definition is ok or whether we can find a better one. This is our definition Pension value for money’s measured by the amount … Continue reading
Posted in pensions, Value for Money
Tagged Costs and charges, FCA, IGC, Money, Service, value, Value for Money, VFM
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Aviva’s IGC – more effective than its report suggests
Aviva’s IGC has turned up and you can preview it here (it launches properly Monday) It’s available as a PDF you can download here or you can read a digital version Having read both, I’d suggest that the PDF works … Continue reading
Posted in advice gap, age wage, auto-enrolment, IGC, pensions
Tagged Aviva, Colin richardson, digital, IGC, Investment, Money, Risk, value
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The price of everything , the value of nothing.
Knowing the price of investment management does not mean you know its value. Unfortunately the outcome of an investment can only be known retrospectively. Turning this on its head, past performance may not be a guide to a future , … Continue reading
Posted in advice gap, age wage, pensions
Tagged Money, pensions, Profile Pensions, value, Value for Money, VFM
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Mr Field – you want a common measure for value for money? I’ve got one!
In the Work and Pension Select Committee’s report on pension transparency, one demand has caught the imagination of the pension community You can read Kim Kaveh’s excellent article here. Professional Pensions ran the question on its Pension Buzz survey and … Continue reading
Posted in advice gap, pensions
Tagged AgeWage, Frank Field, Money, Transparency, value, Value for Money, VFM, Work and Pensions Select Committee, WPC
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