Monthly Archives: October 2019
Pensions need a “dashboard-ready” standard
Jo Cumbo has called out the “elephant in the room” as the data quality of the pension schemes that look after our money , our data and our resources for security in retirement. If data is money them money is … Continue reading
Posted in advice gap, age wage, Dashboard, dc pensions, pensions
Tagged chris sier, Dashboard ready, DWP, internet, pension, pensions
1 Comment
A genuine parliamentary “pensions debate” – something to be welcomed.
I have not had time to follow the parliamentary debate on the Pensions Bill but I’m grateful for Jo Cumbo’s tweets and will pick up on them. Firstly, it is good that we have a House of Lords with people … Continue reading
Is Britain full up?
Reading the Office of National Statistics “National Population Projection“, I’d answer that question “no”. If anything it seems we are not growing as a population as fast as we’d expected. The UK’s population is projected to increase by 3 million … Continue reading
Posted in advice gap, age wage, Blogging, pensions
Tagged AgeWage, Brexit, Britain, ONS, Population, predictions, projections
Leave a comment
For everyone’s sake – let’s sort pension savings incentives this budget.
Diversity is about including and it’s so important to pensions that we now have a minister of pensions and financial inclusion. A big part of the minister’s job is to create diversity – including not just men and … Continue reading
Posted in advice gap, age wage, pensions
Tagged AE, auto enrolment, DWP, HMRC, HMT, Incentive, net pay anomaly, NPA, pension, pensions, tax relief
Leave a comment
The wealthy fool and everyman are one combined
There ought to be an extra class of vulnerable customer in the FCA’s definitions – “the wealthy fool”. We all know that a fool and his (and it generally is a his) money’s easily parted but we have the … Continue reading
Boris and those letters – the legal facts.
Sometimes only a thread of tweets will do. Thanks to David Allen Green, who’s a legal correspondent to the FT and to Jo Cumbo- who promoted the tweets, I got it. Here’s the thread , click here for the man … Continue reading
Posted in pensions
Tagged Boris Johnson, Brexit, David Allen Green, Dominic Cummings, Number ten source, Padfield
Leave a comment
Learning how to buy pensions.
Mark Ormston who works for Retirement Line has written an excellent blog on linkedin. This is my version of his blog. Are people taking sub-optimal annuity decisions? The figures in the circles are taken from the FCA Retirement income data report … Continue reading
Posted in advice gap, age wage, annuity, pensions
Tagged AgeWage, Indexation, mark ormston, pensions, retirement line
2 Comments
Those chants don’t seem so funny now – a depressing day for Yeovil fans.
Yesterday’s was the first Saturday afternoon I’ve spent at home since March. I had thought to go to Haringey to watch Yeovil against Haringey in the preliminary round of the FA Cup but thought against it as my son is … Continue reading
Posted in pensions
3 Comments
Concerns about Pension Dashboard transparency (and how to calm them)
“The Pensions Schemes Bill makes provision for Pensions Dashboards which will provide everyone with clear simple access to all of their pension information on one portal”. This quote, from Francis Goss, who is on the dashboard working group, tells … Continue reading
That was the week (that was)
This week has seen a Pensions Bill make it into the Queen’s Speech, the Pensions Regulator’s Stakeholder Conference (Monday) , the Owen James Meeting of Minds (Tuesday) and the PLSA conference (Wednesday to Friday). And then there’s the minor political … Continue reading
Posted in advice gap, age wage, pensions
Tagged #PLSAannual19, Brexit, IFA, pensions, PLSA, Queen's Speech
Leave a comment