Monthly Archives: March 2016
How tax relief works (guest blog from Vincent Franklin)
I love this simple explanation of how tax-relief works. Far too well written to be by me, the words are from Quietroom’s Vincent Franklin. The government wants us to save for when we retire. They encourage us through … Continue reading
Sorting the sheep from the goats
On Wednesday March 9th, the Work and Pensions Committee met to discuss auto-enrolment. This blog looks at this conversation in some detail. It concludes that there is an urgent need for Government to clarify what liability there is on an employer … Continue reading
Posted in advice gap, auto-enrolment, pensions
Tagged auto enrolment, financial advice, Government, IGC, journey, master trusts, pensions, Providers, Ros Altmann
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Budget 2016 – strengthening the incentive to -what? -Fiery stuff from Ralph Frank
The first leg of the bi-annual tinkering with Britain’s savings’ environment, historically referred to as the Budget, has recently had its instalment for 2016. The Chancellor of the Exchequer has maintained his record of increasing the complexity of the savings … Continue reading
A soft centered budget – (not as sweet as it sounded).
Sterling’s a great indicator of how experts really see a budget and yesterday Sterling fell against a basket of major currencies. We may have liked our sugar tax and our Lifetime ISA but the pound fell against the dollar and … Continue reading
Cheltenham 2016 – can it get any better?
Well I suppose the sun could have shined and it could have been about 15 degrees warmer (like last year) but I’ve never had as good a day’s racing as Day 1 of the 2016 Cheltenham festival! Smug? You … Continue reading
Tap’s top tips -Cheltenham 2016 -Tuesday
1.Supreme Novices (1.30) Min too short a price, I’m going with Altior Shortlist 169p 1. ALTIOR Nicky Henderson Nico de Boinville 167P 6. MIN W. P. Mullins R. Walsh 166P 3. BUVEUR D’AIR Nicky Henderson Noel Fehily 2.Arkle (2.1opm) … Continue reading
Hurrah for Cheltenham – hurrah for the Pension Play Pen!
I think we started the tradition of taking a bus to Cheltenham in 1995. Jonathan Poll and I decided that as Eagle Star was in Cheltenham and Cheltenham hosted the greatest festival of jumps racing the world has ever … Continue reading
Posted in pensions
Tagged betting, Cheltenham, cheltenham festival, drinking, pension playpen
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Those FAMR reccomendations in full
And if you prefer them as a cut out and paste slideshow to amaze friends and relatives with….
Chris Hitchen’s plea to the FCA on transparency.
It’s good that the PLSA have published the speeches at its investment conference on youtube. Here is a debate started by a speech from Tracey McDermott of the FCA that generates some really useful discussion on “where the market is … Continue reading
Posted in pensions
Tagged charges, costs, Costs and charges, Liquidity, PLSA, RPMI, Transparency, Transparency Task Force, TTF
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“Help to save accounts”- crumbs for the poor.
The Government is planning (according to the BBC) to spend £70m of tax-payers money incentivising those who are not in work (but trying to get a job) to build up an emergency kitty. These savings will be held in “help … Continue reading
Posted in pensions, Treasury
Tagged Budget, Budget16, dc pensions, DWP, Help to Save, Osborne, pension tax relief, pensions, Sop to the poor, Treasury
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