Tag Archives: The Pensions Regulator
Is this Master Trust Assurance Framework fit for purpose?
There is an important debate to be had on the regulation of master trusts. That debate is about how we prevent poor standards invading what is currently a very well run part of workplace pensions. Until the past two weeks, I … Continue reading
Posted in dc pensions, de-risking, DWP, governance, pension playpen, pensions, Treasury
Tagged Business, DWP, Employment, ICAEW, National Employment Savings Trust, pension, pensions, Retirement, The Pensions Regulator
73 Comments
More trust, fewer Trusts please!
Take a look at this table (reproduced with the express permission of the Pension Regulator). It tells us that we have too many private sector trust based DC schemes (it also tells that we don’t know the difference between a GPP and DC … Continue reading
RDR and AE – what future for commissions and advisor-charging?
Every week we get a few more enquiries from concerned employers who are being told by their pension advisers about the changes coming next month from the Retail Distribution Review. There is variation on the theme but the overall message is clear. Pensions “advice” is … Continue reading
Posted in actuaries, auto-enrolment, club pension, dc pensions, de-risking, FSA, Payroll, pensions, Retirement
Tagged AMC, Company, DWP, Employment, Financial Services Authority, Human Resources, pension, Risk, The Pensions Regulator, Total Expense Ratio
6 Comments
You don’t know what you’re doing
I suspect that many of the mass affluent are still subliminally believing in the 1 for 10 rule and still believing that equities will grow by 10% per year as they did in the 80s and 90s Continue reading
Posted in annuity
Tagged Actuary, annuity, Business, David Cameron, Investing, Nigeria, pension, Pension fund, The Pensions Regulator
2 Comments