I suspect you mean that the 2.5% floor won’t be the binding element in 2027? The earnings part of the…
Sorry I didn't intend to post as Anonymous: Peter Cameron Brown
You can find out more on the Stagecoach deal and other innovative alternatives to annuity buy out endgames when John…
The main political problem faced by arguments for abolishing the triple lock is that it doesn’t save any money over…
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Tag Archives: PPI
The PPI , governance and value for money
In my earlier post, I wanted to get to grips with the PPI’s new research paper on international experience measuring value for money but ended up focusing on a confusion about VFM and member contributions. Follow the link to … Continue reading
Is the VFM of a pension scheme best measured by contribution rates?
The PPI have been asked “What can other countries teach the UK about measuring Value for Money in pension schemes?” and asked by the Pensions Regulator. The answer is 55 pages long and involves a detailed analysis of the impact … Continue reading
A great report on tax injustice from the ABI at prayer.
It’s a good and timely report and its analysis of inequality is excellent. But it is only addressing a quarter of the Government’s incentives bill and the solution it models is a lot more painful to the mass-affluent than the report implies Continue reading
Posted in accountants, actuaries, age wage, pensions
Tagged ABI, pensions, PPI, Tax, tax relief
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On our front door – the trial of Manita Khuller.
Manita Khuller represented herself in court yesterday taking on on FNB International, which she claims is responsible for the loss of a £170,000 pension pot. She is up against lawyers Carey Olsen , originators of the Carey SIPP who are … Continue reading
Posted in advice gap, age wage, pensions
Tagged First Rand, FNB, GFSC, Guernsey, Old Mutual International, OMI, PPI, Professional Portfolio International, scams
5 Comments
Lost your pension? Play snakes and ladders – for all the DWP cares!
This morning I will be on local radio with five minutes to answer this question. The question’s prompted by a listener to Hereford and Worcester Radio who is sure he/she had a pension with someone somewhere but can’t remember much … Continue reading
Taylor – the Full Monty or a stitch-up?
I was asked to comment on the impact of the Taylor Report on Payroll at the Reward Autumn Update. Though I had been promised a script from Matthew Taylor himself, it never turned up – maybe I was stitched … Continue reading
Posted in pensions
Tagged auto enrolment, gig-economy, Matthew Taylor, pensions, PPI, self-employed, Zurich
1 Comment
Pension promises- “second hand not second rate”.
There’s an old Elvis Costello song (Senior Service) which talks about the DWP They took me in the office and they told me very carefully The way that I could benefit from death and disability I thought of it as … Continue reading
Posted in advice gap, pensions
Tagged David Blake, Economist, Elvis Costello, FABI, PPI, Second best
2 Comments
Pension Policy Institute – the NEW pensions landscape
Back in 2003 when the Pension Policy Institute was born, it produced a report on the pension state of the nation . PPI now means a bung from a bank and any google search for it’s likely to compromise your … Continue reading
Posted in pensions
Tagged auto enrolment, landscape, pensions, Pensions Policy Institute, PPI, Triple-Lock
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Time to tell it to people straight?
There is no engineering miracle that will put Britain’s pensions back on track. Indeed many people have never been to the station. The guaranteed pensions that flourished at a time of high interest rates and commensurate growth in the stock market … Continue reading
Posted in pensions, PPI
Tagged auto enrolment, FutureBook, FutureBook2, Google, Infrastructure, internet, pension, PPI, Technology, workplace pension
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“Rape and Kill” – why the public are turning off retirement advice.
Thanks to the PPI for the second Future Book – Unravelling Workplace Pensions. The 2016 Edition of the PPI’s study on workplace pension is published today. Getting data on the state of workplace pensions has always been tricky. If you … Continue reading
Posted in drawdown, pensions, PPI
Tagged auto enrolment, dc, decumulation, default, pension playpen, pensions, PPI, Saving, spending, workplace Pensions
6 Comments
The earnings increases that can now be expected in2027, 2028 and, probably, 2029 are not part of the triple-lock. It’s…