Tag Archives: Pensions

When can our retirement wage cut be displayed on our phone?

Kevin Peachey writes a sad article in the BBC about our retirement prospects. Richard Smith has a further  point to make;  he makes it very well! I’ve reported the Pensions UK report from the perspective of a well off FT … Continue reading

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We hope large pension funds will deliver but…

I am with Jo Cumbo that without governance , scrutiny and perseverance  large schemes can underperform. When I first came into pensions I was confined to using the mighty Allied Dunbar Managed Fund. I was given the same sale that … Continue reading

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Major news from Nest which points to a pensions success.

It is easy to poke fun at consolidation and the establishment of megafunds. It is not easy to create a pension fund that invests nearly a quarter of its assets as Nest does in Britain, in its infrastructure and production. … Continue reading

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Gen Z say they want to be sold pension not products

Well – I can confirm that Gen Z is being mis-sold a pension at the end of their rainbow. Over a third of young people believe the pensions industry and the wider financial services sector do not adequately communicate the … Continue reading

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When employers abandon pensions – what happens to deferred pay?

Only 790 employers pay into their own DC workplace pension. What role do employers have in their staff’s pensions? They are responsible to paying over contributions , enrolling and re-enrolling staff and choosing a workplace pension. But nowadays the core … Continue reading

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Sick and tired – never retired.

  Pension Bee have issued this report and I’m glad they have Thanks to Pension Bee for making this important. I have not read about this in the Pensions Commission report or thought about it as Becky O’Connor is asking … Continue reading

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Employers can regain ownership of pensions with CDC

Some time ago we came to the conclusion that employers no longer had the same ownership of their pension funds. Ownership has passed to insurers who bought out what they once thought their pension funds, it has passed to the … Continue reading

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NEETs do not need worries about “pension-wealth”

So it’s now 6 months since the ONS broke the bad news for youngsters and it looks like the pensions industry or at least its marketing department, is waking up to an opportunity. Under 24 and under pensioned? Under 24 … Continue reading

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Jamie Fiveash – a good choice for Pension UK’s next three years.

We shouldn’t under-estimate the challenge facing UK Pensions and Pensions UK. The DC pension boom of the past fifteen years has now to turn pots into pensions A challenge to these “pensions” from CDC cannot be kicked down the alley … Continue reading

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People cease to matter to insurers in this merry-go-round of ownership

No one has written the definitive  history of life insurance over the past 50 years, but Gordon Aitken has a good go. There are of course part of the pictures he cannot touch. Wealth management was initialled by Abbey Life … Continue reading

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