Tag Archives: Pensions

“Paying your pension some attention?” Not if you can’t afford the rent.

This is pensions awareness week and we are asking savers young and old to grow their pension by saving more. Those who blindly believe that more is better may not be thinking about “renters” but “renters” are having it bad. … Continue reading →

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Aussie Supers see desertions by an entrepreneurial youth!

This is an interesting development in Australia with youngsters taking back control from their Supers. My thoughts below are those of a boring old fart. BOFs have their place! So what do we make of younger savers taking back control … Continue reading →

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When triple-lock goes, it should be replaced by certainty for our children and theirs.

Claer Barrett is right to question the need for the state pension to increase in real terms (faster than inflation). This is the debate about the triple lock. But Claer extends this discussion of the need to slow down real … Continue reading →

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Do the Euro-Populists Have a Plan for Retirement Finance? John Mitchem.

John Mitchem considers a growth of liabilities from the elderly on the states of Europe There is not space here to reproduce the 18 pages of this report but here is the overview. The report deals with the particular problems … Continue reading →

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Arboreum’s CDC is supported by WPS – an actuarial firm , both are owned by “Collective pensions”

I was a little confused about Arboreum so thanks to Ben Fowler for explaining the context of the company Arboreum Limited. It has two Directors, Ben and Adrian Boulding and is part of Collective Pensions. Ben is managing director of … Continue reading →

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Investment for UK Growth : The Public Policy Opportunity

This article has been written by William McGrath , Founder of C-Suite. All stakeholders can benefit from better use of £1.4 trillion of resources behind Defined Benefit pension schemes. Security and Growth : Astute incentivisation : No mandation Add UK … Continue reading →

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American “DB Pension Plan Baloney”! An American reminds us how lucky we Brits have been.

This is a comment on my blog be our American correspondent “Benefit Jack”. He is responding to an article first published in the Wall Street Journal explaining how United States  pensions are becoming more popular. But American pensions  are not … Continue reading →

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CDC, a mutual plan for those in retirement and those working to retire.

Johan Kriek makes some excellent points in this sophisticated post There is a resilience needed if you are to invest the funds paid over in contributions and transfers as an inflation linked pension. There will be times when the fund … Continue reading →

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Is R-CDC dead before it is even born? Johan Kriek

This is a telling post . It chimes with much that I have written. Retirement CDC is a good patch to a broken model. Why wait for what you can get better today? A note on players mentioned in this … Continue reading →

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The VFM 2, LCP partners and Brian Henderson;- 3 visions for retirement! The 4th’s from employers and unions – to come!

Having been fairly stuck in driving forwards a pension solution (a collective pension)  for the past few weeks, I took an afternoon with the foot off the accelerator peddle to consider three discussions of the state of pension. The first … Continue reading →

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