Tag Archives: IFA
IFAs must explore other advisory models to survive and prosper.
Martin Bamford is precisely the spokesperson financial advisers need. He bridges the gap between the worlds people like me and Clive Waller grew up in, a world where “get rich quick” was the primary driver, to a different one, one … Continue reading
Posted in advice gap, Blogging, pensions
Tagged advice, advice gap, Guidance, IFA, pensions
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That was the week (that was)
This week has seen a Pensions Bill make it into the Queen’s Speech, the Pensions Regulator’s Stakeholder Conference (Monday) , the Owen James Meeting of Minds (Tuesday) and the PLSA conference (Wednesday to Friday). And then there’s the minor political … Continue reading
Posted in advice gap, age wage, pensions
Tagged #PLSAannual19, Brexit, IFA, pensions, PLSA, Queen's Speech
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IFAs are living the life of Woodford
Having spent nearly 24 hours somewhere in a field hotel in Hampshire, I am seriously worried about the complacency of IFAs. Indulged beyond measure, flattered by the fund managers that pay their bills seem oblivious to the conflicts of interests … Continue reading
Posted in advice gap, age wage, pensions
Tagged IFA, Investment, life of Woodford, Neil Woodford, Woodford
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Is your pension due an upgrade?
In the relentless pursuit of new business, insurance companies and other financial institutions involved in the commercial marketing of pensions , have focussed on the new customer or the existing customer increasing his or her savings. It’s not hard to … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, IFA, pensions, upgrade, workplace pension
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The choices Hobson gives us at retirement
I’ve been thinking about my options with my DC pension pot. Do I continue to want my money exposed to market risk , do I take an annuity rate depressed by quantitative easing or do I sit on a … Continue reading
Towards a new pension funding code
On Thursday, David Fairs, head of policy at the Pensions Regulator delivered a keynote speech to 200 or so delegates at the First Actuarial client conference. He did so a couple of hours after publishing a blog which has … Continue reading
Posted in de-risking, pensions, Pensions Regulator
Tagged David Fairs, DB, First actuarail, IFA, pensions, TPR
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Royal London IGC – the regal treatment!
The 2019 IGC report – a good read I haven’t given much thought to IGC production values, but they’re the first thing you notice when you scroll through the Royal London IGC report. Someone has spent some time and money … Continue reading
Posted in IGC, pensions
Tagged IFA, IGC, pensions, Peter Dorward, Phil Loney, Royal London
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Contingent charging – “commission” by another name?
Along with Al Rush, Jo Cumbo , Michelle Cracknell – I was interviewed yesterday by the BBC Moneybox team for a Christmas special on pension transfers. It’s always good doing these things as it forces you to say what you … Continue reading
Now that’s what I call financial advice.
I’m quoting Al Rush from the Facebook post he made yesterday evening following the meetings of steelworkers with MPs and Regulators yesterday. Al’s message to the steelmen Sometimes, in my line of work, it can be dispiriting to work for … Continue reading
Posted in BSPS, pensions
Tagged Al Rush, BSPS, FSCS, IFA, pensions, Philippa Hann, Steel men
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Are you and your savings “retirement ready”?
I’m getting fit, which is a long way off saying “I’m fit” in any sense of the words. But just getting rid of the first few pounds has put me in a much better frame of mind. Many of us … Continue reading
Posted in advice gap, age wage, pensions
Tagged advice, AgeWage, IFA, NEST, pensions, retrirement ready, workplace pension
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