Monthly Archives: December 2020
The Pensions Dashboard – Get ready
The Pensions Dashboard took an early step towards availability today with the publication of its data standard. This is more an expression of what the dashboard won’t do than what it will. What it will do day one is “find … Continue reading
Why are the self-employed not using (Nest) pensions?
Nest Insight ran another seminar today – the title was “How has Covid-19 impacted self-employed people” but the question on my and the panelists lips was – “why aren’t the self-employed, using pensions?” This article looks at how the self-employed … Continue reading
Managing and measuring DB schemes (Keating, Tilba and Clacher)
With the intention of keeping the Pension Regulator focused, Keating and Clacher have recruited Dr Anna Tilba of Durham University to their ranks. A powerful triumvirate of pension intellectuals whose latest blog is an antidote to the toxicity of pseudo … Continue reading
Posted in accountants, actuaries, advice gap
Tagged Con Keating, David Fairs, Dr anna tilba, Durham, Iain Clacher, Leeds, merry christmas, TPR, Warwick
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Saving our way to a fairer society..
Thanks a second time to Michael Johnson for asking a salient question about recently published data If we compare four months in 2019 and 2020 we see a £20.5 billion behavioural swing: At the end of February 2020, total outstanding … Continue reading
Brexit – must we now pragmatically accept our fate?
The Times’ survey, published this morning on the eve of the latest (and probably final) deadline to decide a deal, shows Britain as divided as ever over Brexit. Most of us can relate to the four categories and would by … Continue reading
If the poor can’t save in this pandemic, when can they save?
Yesterday I wrote about Nest Insight’s sidecar savings project (now mysteriously called “Jars”). The article caught the eye of Michael Johnson who graphically reminded me of the most effective means ever of increasing the savings ratio. So – covering … Continue reading
Posted in actuaries, advice gap, age wage
Tagged Jars, Michael Johnson, NEST insight, OECD, Pensions, Sidecar
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COVID-19 Actuaries sign off for the year with their 31st cracking report
COVID-ARG.COM Friday Report: Issue … Continue reading
Posted in actuaries, coronavirus
Tagged #covid19, actuaries, COVID 19, French grandma, Vaccine
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COVID-19 ; have recent Government interventions helped?
Posted in actuaries, coronavirus
Tagged Christmas, Covid, England, Government, Intervention, john roberts, Northern Ireland, Wales
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Age cannot wither him, nor custom stale his infinite variety!
Lovers of this blog and especially the work of Con Keating will enjoy this shot of a young Con in a family if not familiar pose! Little was published of the great man in his younger days for good reason, … Continue reading
Sidecar in a siding.
On 5th July 2017, Nest Insight introduced some savings enthusiasts to the concept of sidecar savings. I wrote about it enthusiastically. The idea was that Nest would trial this idea and then introduce it. Simple. Well maybe not quite so … Continue reading