Tag Archives: pensions
A pension tax- relief debate (beats Love Island any Sunday)
While the nation was working out Dancing on Ice and the new #loveisland line-up, I was engaged in an intellectual arm-wrestle with amongst others, Mike Otsuka, John Ralfe, Sam Pickford, Steve Bee and (in the stands) Ros Altmann. The topic, … Continue reading
Posted in advice gap, age wage, pensions
Tagged John Ralfe, Love Island, Mike Otsuka, net-pay, pensions, RAS, Ros Altmann, steve bee, tax relief, Treasury
2 Comments
Pension tax-relief – a fact based argument for change.
The change I am suggesting would turn pension taxation on its head, it would mean pension contributions would be taxed at more than 60% for high earners but that the lowest earners would be exempt from pension taxation. Pension … Continue reading
Posted in pensions
Tagged change, EET, Income tax, National Insurance, pensions, tax relief, TEE, trustees
10 Comments
How the UK could lead the world – supporting older people.
Josephine Cumbo continues to write with precision about the need for reform of the pension taxation system. If you can’t read her latest article, perhaps you should think of subscribing to the FT – at least to read her output … Continue reading
Posted in age wage, guy opperman, pensions
Tagged AgeWage, Guy Opperman, jo cumbo, pensions, Ros Altmann
3 Comments
Time to stop dissing Robo-Advice?
In a brilliant article , which you may be quick enough to access via this link, the FT’s Damian Fantano explores what is going on with robo-advice – or what robo-advisers like to call “putting the AI into financial advice”. … Continue reading
Posted in accountants, age wage, pensions
Tagged AgeWage, Eva, J Alfred Prufrock, Pension Bee, pensions, TS Eliot, Wealth Wizards
4 Comments
Will open finance transform financial services?
In case we had any doubt what the answer should be, the Financial Conduct Authority asked for “proposals on how open finance could transform financial services”. There were other words for ‘how’ such as whether or if, but how was … Continue reading
Ros is right – birthday card’s get read – and so does she.
Plenty of us have been thinking about how to make that annual statement that we get about our pensions stick in our minds, so that we understand what we have. One person speaks to and for the nation on pensions … Continue reading
Posted in pensions, Ros Altmann
Tagged birthday cards, DWP, hearts, pension, pensions, Ros Altmann
1 Comment
Right in principle – wrong in practice. Ros Altmann’s tax reforms need more work
Ros Altmann is bang on the money when proposing we link healthcare and pensions in her most recent blog The big picture policy issue for the UK is how to afford a healthcare system that is free at the … Continue reading
Posted in advice gap, age wage, pensions, Retirement
Tagged AA, HMRC, LTA, net-pay, pensions, Ros Altmann, Tax
2 Comments
Boomers are farmers.
I grew up in a rural area of Dorset where the farmers were considered rich but acted poor. The farmers explained that though they might own the land, they could only extract from it the income that came from dairy … Continue reading
Posted in pensions
Tagged booker, Dorset, Gardiner, North Dorset, ok boomer, ONS, pensions, Soil Association, Springhead
2 Comments
“Pentech” lessons from Japan
Last year’s stories about Japanese pensioner’s focussed on their propensity to shoplift , get caught and end up in jail (which they favoured over living solitary lives at home). This blog looks at the problems of financial exclusion … Continue reading
Posted in advice gap, age wage, pensions
Tagged Exclusion, financial inlusion, Japan, pensions, Pentech, shop-lifting, Technology
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