Tag Archives: pensions
Treasury flies a pension kite on a stormy weekend
For as long as I’ve been advising on pensions, the weeks running up to the budget have been filled with rumours of draconian reductions in the subsidies available to the rich to featherbed their retirement. This FT story has the … Continue reading
Posted in age wage, pensions, Politics, Treasury, welfare
Tagged pensions, Sajid Javid, tax relief, Treasury
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“State of the Pension” address
After doing a 30 minute address to to CIPP in 10 minutes, I’ve been called back to do another one – only this time I’m first on – which means I could gab on for ages and make sure no … Continue reading
Posted in advice gap, age wage, Martin Lewis, Payroll, pensions
Tagged CIPP, Investment, Payroll, pensions, Tax, Technology
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Can you judge value from your pension pot?
My friend Emmy Labovitch, who is now a Director of the PPF told me the one risk you can get off the table if you’re a consumer is cost. If you can measure cost then you can look at the … Continue reading
Workplace GPPs, incompetence not governance drives policy.
The argument in a nutshell The FCA has decided to relax rules that would have made the management of workplace group personal pensions very difficult. These GPPs are run by insurers and a few GSIPP operators (Hargreaves Lansdown most prominently). … Continue reading
Posted in advice gap, age wage, pensions
Tagged charges, costs, FCA, Nutshell, pensions, transaparent, Value for Money
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“Out” at work – our new diversity
We return to work this morning “out” of the EU for the first time since December1972. Like most of Britain’s workforce this will be a new experience to me. The weekend was marked by a palindrome , Sunday was 02.02. … Continue reading
Posted in pensions
Tagged Brexit, Coronavirus, Diversity, out, pensions, woke, Wuhan
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What are those actuaries up to now?
“The Great Risk Transfer” baffled the journalists who were conspicuous by their absence at this breakfast meeting. Pension Age reported “IFoA to investigate transferring of risk onto consumers” as if the actuaries were campaigning for Which? Professional Pensions reported the … Continue reading
Why delays in dashboard delivery hit the worst-off hardest
This blog looks at how the information from the pensions dashboard could help those on low incomes with low savings and it focusses not on how they save, but how they spend their savings. I had hoped , following … Continue reading
Posted in advice gap, age wage, DWP, MAPS, pensions
Tagged Dashboard, Gareth Morgan, MAPS, open finance, Pension Dashboard, pensions
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Pension transfers- actuaries have nothing to crow about.
I am cross that an established firm of actuaries get on the front page of the FT for kicking IFAs for their advice on pension transfers Mark van den Berghen, principal and senior consulting actuary at Buck, a consulting firm … Continue reading
Posted in actuaries, age wage, BSPS, pensions
Tagged BSPS, Crow, pension transfers, pensions, Stable, stable door
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Will IGC’s be stung into action by the Bee?
I’m pleased to see that research conducted by PensionBee, has revealed a rapidly emerging mainstream consensus among 2000 of their customers regarding where – and how – they want their money invested. Over 80% of those surveyed want transparency … Continue reading
Regulator fines Regulator
Robin Ellison has too refined a mind and too fine a writing style, for his thoughts to be left languishing on Linked in. Not since the days of John Quarrell has there been such a dissenting voice, speaking against the … Continue reading