Tag Archives: pensions
It’s not the customers who needs to change – it’s the advice they get.
Just eight per cent of the 2,011 39-54-year olds captured in the nationwide ‘Generation X Retirement Prospects’ study commissioned by pensions specialist fintech company Dunstan Thomas, have consulted an Independent Financial Adviser in the last 12 months. These findings … Continue reading
Posted in advice gap, pensions
Tagged advice, advisor, Dunstan Thomas, inheritance, pensions
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When simple is harder than complex
Unfortunately complexity is a problem we see all too regularly in finance and investment, for the simple reason that complexity sells. Why? In this thoughtful article, Andrew Linz, a young consultant at Lane Clark and Peacock, challenges accepted wisdom. This … Continue reading
UCU and UUK “please pack it in!”
My view is simple, the Joint Expert Panel was set up to prevent further disruption, please don’t disrupt further. Continue reading
Pathways? – We can’t see the wood for the trees.
Investment pathways Investment or retirement pathways- as the title of an event I went to had it, are the FCA’s idea for helping people take better decisions at retirement than they do today. They’re mainly for the people who … Continue reading
Now it’s a Pension “Green” Bill
The Government has introduced radical new amendments to the Pension Schemes Bill which allows it to force effective governance and disclosure of climate risk by occupational pensions schemes. What’s “radical” is that these amendments give the DWP the power … Continue reading
Posted in dc pensions, ESG, pensions
Tagged DWP, ESG, Gree, Green pensions, Pension Schemes Bill, pensions
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Are small DC pension schemes in the member interest?
Trustees vote for their own demise There hasn’t been much comment on social media about the Pension Regulator’s consultation response on the future of trusteeship. This is in marked contrast to what TPR reports as a record 114 written responses … Continue reading
Posted in advice gap, age wage, pensions, trustee
Tagged Corporate Trustees, FCA, pensions, Professional Trustees, The Pensions Regulator, TPR, trustees
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Dashboard 60% ready – 1/4 of data missing
Queen Bees – Romi and Reilly I don’t often publish undigested press releases but Pension Bee’s analysis of its own data explains itself very well. Most people know who has their money and have their paperwork, but many, myself included … Continue reading
Getting Smarter about how we retire
#SmartSnap 2 is here: Smart Retire In this video, we share a sneak peek of Smart Retire – our unique “to and through retirement” master trust solution – coming this year to Smart Pension. pic.twitter.com/14JKPvjUkq — Smart Pension (@smartpensionuk) … Continue reading
Posted in advice gap, age wage, pensions
Tagged L&G, pensions, Phoenix, Scottish Widows, Smart, Smart Pensions
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For the under-pensioned – savings is only half the story.
Peoples Pension are building a fabulous business out of auto-enrolment which will help future generations to get better pensions and so enjoy more security in retirement. Gregg McClymont, who runs policy at People’s Pension, is concerned about the pension gaps … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeUk, Pension Credit, pensions, People's Pension
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What makes for a “progressive” pension provider?
“Progressive” and “pensions” are not synonymous, the words fuse into an oxymoron and ribaldry ensues. I spoke to an insurer last year who introduced me to the concept of “last mover advantage” which involves a large organisation sitting by and … Continue reading