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Tag Archives: DB
Time to Rethink DB Pensions? Why Our ‘Excessively Prudent’ Era Must End.
This blog is by Roger Higgins Senior pensions adviser, trustee and leading pensions technology consultant February 12, 2026 Having spent decades working in pensions, I’ve seen cycles of surplus and deficit, but the current position – with over £200bn in … Continue reading
A new TPR? It needs a refresh and these projects to get going!
There are a number of initiatives going on at The Pensions Regulator. Yesterday I contributed to one of them – the “Vision” that is being lead by Elizabeth Renshaw-Ames You can read the project that the “Vision” is on this … Continue reading
A wake up and a shake up for advisers and trustees in their “end game”
Two amendments are going through the House of Lords, framed by Baroness Altmann of Tottenham. I am proud to have played a part in this work but recognise the bulk of the momentum has been created by Stagecoach’s DB Pension, … Continue reading
Posted in pensions
Tagged Business, Business and Economy, CDC, corporate risk, DB, dc, de-risking, Defined benefit pension plan, DWP, Pensions, Retirement, Ros Altmann, TPR, VFM, workplace Pensions
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The American view of Dutch Pensions – tickled!
January 2026 , Collective defined Contribution CDC, International Today’s financial Goldilocks moment—with strong equity returns and robust fixed income yields—creates favorable conditions for the Netherlands to complete its long-planned switch from traditional private defined benefit plans to ‘collective defined contribution. ‘You can almost … Continue reading
Occupational Pension Schemes (from an Employer’s perspective).
This article is from Peter Cameron-Brown, a trustee of an active defined benefit pension scheme. It’s audience is primarily experts though it is sufficiently well written to be understood by someone like me. I recommend it to you. Options … Continue reading
DB pension schemes stagnant; #BT #USS #Shell #BA fail – says the Times
There’s a great article in today’s Times which takes a look at what DB Trustees have been doing with the money that’s been “entrusted” with them. It comes at the topic with the good sense you’ll get from a financial … Continue reading
The FCA – less messing about – more action
In 2024 it announced 41 enforcement actions, and in the 2025 calendar year there were 33, both above its historic annual average of between 20 and 25. “We are conducting fewer investigations, faster,” Therese Chambers (one of two enforcement directors) … Continue reading
Innovators ; so much for yesterday – what of tomorrow?
I have reprinted the links to the video and slides from John Hamilton’s presentation yesterday. It is a mark of the interest the Stagecoach/Aberdeen (SASA) deal has had that the blogs surrounding John Hamilton’s appearance have had enormous interest. But … Continue reading
Torsten – have a word with Nausicaa about how your pension is invested!
The story of how the MP’s DB pension is even less invested in UK growth stocks than the average private sector UK pension has been knocking around a few days and I’ve been trying to stay out of its way … Continue reading
Posted in pensions
Tagged CDC, David Fairs, DB, DB Funds, Jeremy Hunt, MP, Nausicaa Delfas, Pensions
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A run through of pensions in the UK; for those who are confused!
This is not a blog about state pensions or the pensions paid to people in the public sector like the NHS and Teachers, it’s for all the people who depend on the private sector though many people currently in public … Continue reading