Tag Archives: DB

How big is big? – How does retirement capital become the nation’s “wealth fund”?

Posted on February 27, 2026 by henry tapper

Do you think the LGPS is big? If so, then think about the money pouring into retirement savings over the next 10 years as John Mitchem does. The paper in John Mitchem’s post is hard work but the table of … Continue reading →

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An endgame is not a fun game for a DB scheme – even for LGPS

Posted on February 27, 2026 by henry tapper

  Perhaps the most dangerous misconception floating around the “popular” Reform UK is that levelling down the LGPS to a DC scheme for new joiners will level up council tax payers (the popular Reform UK might see pensions as that … Continue reading →

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Time to Rethink DB Pensions? Why Our ‘Excessively Prudent’ Era Must End.

Posted on February 13, 2026 by henry tapper

This blog is by Roger Higgins Senior pensions adviser, trustee and leading pensions technology consultant February 12, 2026 Having spent decades working in pensions, I’ve seen cycles of surplus and deficit, but the current position – with over £200bn in … Continue reading →

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A new TPR? It needs a refresh and these projects to get going!

Posted on January 23, 2026 by henry tapper

There are a number of initiatives going on at The Pensions Regulator. Yesterday I contributed to one of them – the “Vision” that is being lead by Elizabeth Renshaw-Ames You can read the project that the “Vision” is on this … Continue reading →

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A wake up and a shake up for advisers and trustees in their “end game”

Posted on January 16, 2026 by henry tapper

Two amendments are going through the House of Lords, framed by Baroness Altmann of Tottenham. I am proud to have played a part in this work but recognise the bulk of the momentum has been created by Stagecoach’s DB Pension, … Continue reading →

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The American view of Dutch Pensions – tickled!

Posted on January 12, 2026 by henry tapper

January 2026 , Collective defined Contribution CDC, International Today’s financial Goldilocks moment—with strong equity returns and robust fixed income yields—creates favorable conditions for the Netherlands to complete its long-planned switch from traditional private defined benefit plans to ‘collective defined contribution. ‘You can almost … Continue reading →

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Occupational Pension Schemes (from an Employer’s perspective).

Posted on January 11, 2026 by henry tapper

This article is from Peter Cameron-Brown, a trustee of an active defined benefit pension scheme. It’s audience is primarily experts though it is sufficiently well written to be understood by someone like me. I recommend it to you.   Options … Continue reading →

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DB pension schemes stagnant; #BT #USS #Shell #BA fail – says the Times

Posted on January 4, 2026 by henry tapper

There’s a great article in today’s Times which takes a look at what DB Trustees have been doing with the money that’s been “entrusted” with them. It comes at the topic with the good sense you’ll get from a financial … Continue reading →

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The FCA – less messing about – more action

Posted on January 2, 2026 by henry tapper

In 2024 it announced 41 enforcement actions, and in the 2025 calendar year there were 33, both above its historic annual average of between 20 and 25. “We are conducting fewer investigations, faster,” Therese Chambers (one of two enforcement directors) … Continue reading →

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Innovators ; so much for yesterday – what of tomorrow?

Posted on December 17, 2025 by henry tapper

I have reprinted the links to the video and slides from John Hamilton’s presentation yesterday. It is a mark of the interest the Stagecoach/Aberdeen (SASA) deal has had that the blogs surrounding John Hamilton’s appearance have had enormous interest. But … Continue reading →

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