When only 8 to 15 mega-trusts dominate the entire defined contribution (DC) and LGPS landscape, peer-group risk may override manager…
This is clearly a serious story about institutional accountability, bankruptcy and the treatment of former employees. But, although the immediate…
Here's another way for a pension fund to get in the soup. https://bayourenaissanceman.blogspot.com/2026/09/the-catholic-clergy-sex-abuse-scandal.html
I had earlier today read a medical research article reporting on a Japanese study that found that “supercentenarians” — those…
Monthly Archives: December 2017
Concerns over the money invested though Active Wealth (UK) Ltd
This blog is about the investment solutions recommended by Active Wealth (UK) Ltd to members of the British Steel Pension Scheme (BSPS). Corporate structures The role of Vega Algorithms Custody and fund governance of 5Alpha 5Alpha fees It was written … Continue reading
Posted in advice gap, pensions
Tagged 5Alpha, Active Wealth, BSPS, Darren Reynolds, Gallium, My Workplace Pension, Port Talbot, Strand, Vega Algorithms, Vega Capital
16 Comments
So this is freedom?
Member One ;don’t work for twata anymore the thought of them having their grubby little fingers in the pension was enough to transfer out. I will take my chances . Member Two; Exactly … my thoughts too I couldn’t wait to … Continue reading
FAB Index sends us all a happy Christmas!
BAE adopts sensible funding approach as FAB Index hits all time high. BAE Systems has announced it is adopting an “asset-led” funding approach, enabling it to maintain its funding deficit at 2014 levels and continue to provide defined benefit (DB) … Continue reading
Posted in First Actuarial, pensions
Tagged Christmas, FABI, first actuarial, pensions, Rob Hammond
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Con Keating’s prepares his thoughts on CDC
Like many of us, Con’s thoughts are on how we can best restore confidence in pensions using CDC , here we catch him thinking about the W&P inquiry. For those whose thoughts are tuned to pensions (as well as retirement … Continue reading
Financial fairness for all.
Lots of good things came from yesterday’s rant against the burden the Governments’ proposals for auto-enrolment would impose on those on low incomes. Is the purpose of extending auto-enrolment to cut back on the state pension? @henryhtapper says it is. … Continue reading
New Improved Pension Statements on the way.
Ruston Smith and Quietroom We need improved annual statements from our workplace pensions because…. Many annual statements are too long, complicated and include jargon As people have savings with many providers, they get different statements at different times of … Continue reading
Posted in advice gap, pensions
Tagged Annual statement, auto enrolment, DWP, pension, Pensions, Quietroom, ruston smith, Tesco
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Is auto-enrolment to become a stealth-tax on the poor?
The DWP has released a 200 page report into the state of the auto-enrolled nation. You can access it here. I’ve read the executive summary which is full of surprises and the report is clearly informing future strategy. The … Continue reading
Posted in pensions
Tagged auto-enrolement, CDC, David Gauke, DWP, net-pay, pensioners, Tax
3 Comments
Auto-enrolment for all?
The Government has leaked details of the findings of their auto-enrolment review and what its wanting to do about them. Each of the four proposals outlined below has merit, though they won’t be achieved without protest from those who will pay more into … Continue reading
Posted in accountants, auto-enrolment, pensions
Tagged auto enrolment, David Gauke, DWP, pensions, Politics
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Steelworkers – what to do now!
Here is my advice – don’t worry – people are looking out for you. If you have sent your options form and have not heard back, do not worry. There is no need to panic, don’t send more option … Continue reading
Can we have our pension dashboard back?
The DWP, flush with successfully delivering auto-enrolment is now setting its sights on delivering a “pension dashboard”. The dashboard should allow every adult in the UK to see their pension rights, not just from the State, but from occupational and … Continue reading
Posted in advice gap, CDC, pensions
Tagged CDC, Dashboard, DWP, Pension Dashboard, pensions
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Scottish teachers' pay increases, such as the recent multi-year agreement negotiated via the Scottish Negotiating Committee for Teachers (SNCT) covering…