Tag Archives: pension

Is Freedom needed for an epic retirement?

  I have come to a conclusion after 42 years in pensions that freedom from pensions works for some but only some. David Brown has started a company called Freedom to make it easier to make sense of their savings … Continue reading

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Can we pipe down and let Royal Mail workers get on with building and getting their pension?

If this is the way that Royal Mail allows the message to seep out to its 110,000 members, then “doh”! I hope that it is mad at the FT – as I am. The first six months of its CDC … Continue reading

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The “musts”, “should” and “need to” ; TPR’s CDC regs.

  We make a clear distinction between legal duties and our expectations within the draft code by using the word ‘must’ when referencing legal duties, and ‘should’ and ‘expect’ for our expectations. We use ‘need’ where the process is necessary … Continue reading

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The root of welfare in Britain is wealth; People’s Pension’s a partnership between us!

I have f interests in People’s Pension and the Partnership that holds it. I’m interested in mutuals as they are as a means of distributing value from other people’s money, especially when their are employers so involved. People’s seem to … Continue reading

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SASA – (Stagecoach Aberdeen Scheme Adoption) – the video and deck

If you missed this  coffee morning presentation from John , you are in luck. It’s with you below, with a download if you want to share it – here. If you want to see the slides they are below and … Continue reading

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Ros Altmann in 2020 on the Pension Action Group’s progress to that date

It has been over 5 years since I published this blog on the Pensions Action Group.  My blog is not worth a great deal of time and I enjoy it  for a picture I took on the stripper’s beach in … Continue reading

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Britain needs LGPS’ Pools of excellence to turn pots to pensions!

Steve Simkins is a smart actuary who works for Isio but thinks for us all and in this post he asks some questions that I have been asking in my head and asked at a recent Conference mainly delegated by … Continue reading

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Trustees change sponsor from Stagecoach to Aberdeen rewarding 22,000 members

It has not been done before but it may not be the last such deal. Stagecoach trustees have exchanged the sponsorship of their pension scheme to Aberdeen and in the deal members get the prospect of much better payments than … Continue reading

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“Why are there now 2 levels of state pension, old and new? How is that fair?”

I heard it first last night  from the great Paul Lewis There will be yet another major(ish) Treasury pre-Budget announcement – this one about state pension – at 1030 tonight (Sunday) I will tweet it with analysis at that time. … Continue reading

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Increase your staff pension payments by 50%? No thanks. Increase pensions by 60%? Yes please!

Sounds stupid, but it is what CDC is promising. From 2027, employers can ditch their DC workplace pensions for CDC workplace pensions with the promise of 60% pensions at retirement for the same “pain” while an employee’s at work. Employers … Continue reading

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