Tag Archives: ISAs
“This is Money” argues Brits are losing billions not investing.
This is Money, the financial website of the year, the site that speaks to more of middle Britain than any other, has this to say this morning (thanks to Harvey Dorset) Britain has a problem. Millions of people are holding … Continue reading
Posted in pensions
Tagged Interactive Investor, Investment, ISAs, Pensions, This is Money
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Paying tax free cash as pension is not as dumb as UFPLS sounds!
Uncrystallised funds pension lump sums (UFPLS) were introduced to help “pension freedoms” and allow pension holders to withdraw some, or all of their uncrystallised funds as a lump sum. The idea is that you don’t have to take … Continue reading
Cash beats shares for capital gains (but not for pensions).
Paul Lewis has produced a brilliant study that shows how the outcomes of investing a capital sum in cash would have been better than investing in shares over the past 21 years. Paul is right, the numbers do not lie and … Continue reading
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Tagged Bonds, capital, Cash, Derek Benstead, equities, Investment, ISAs, Paul Lewis, pension, pensions, shares
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Why “pensions ISAs” must be more than ISAs
Ros Altmann has recently commented that simply topping up ISAs and calling them “Pension ISAs” is not going to help solve our long-term retirement problems. The danger of using the ISA structure is that it ignores the fundamentals- that people … Continue reading
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Tagged Business, CDC, corporate governance, corporate risk, dc pensions, DWP, Financial services, HRC, ISA, ISAs, pension, Pension new, pension playpen, pension savings, Retirement, Ros Altmann, Savings, tax relief, TPR, Treasury
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Tee Time?
A couple of weeks ago, I spoke with Michael Johnson about what he thought the budget’s proposals for pensions would be. He reminded me of this paper he had sent me in April and suggested that the Budget would be … Continue reading
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Tagged annuity, Business, Financial services, Income tax, ISA, ISAs, Michael Johnson, pension, Pension new, pension playpen, Pension Regulator, Pension taxation, pensions, Retirement, Tax
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