Tag Archives: investment pathways
Pension SuperHaven – an update for those wanting a DB pension.
For those who promote workplace saving but not workplace pensions- look away. This blog is about turning savings into DB pensions. Go for it Simon, Pension SuperHaven will be happy to oblige https://t.co/FyYuBssQOp — Henry Tapper (@henryhtapper) March 9, 2024 … Continue reading
Plug in pensions for the not so pension-wise
When you buy a phone or a washing or a new iron, in the product packaging are some instructions which usually come in several languages and are printed so small that even if you wanted to read them , you … Continue reading
“Taking CDC out of the hands of actuaries and lawyers”
What does “taking CDC out of the hands of actuaries and lawyers” mean? — Mike Harrison (@HigherEdActuary) August 20, 2022 Mike usually picks up on the real point I am trying to make in a blog. A couple of blogs … Continue reading
Posted in pensions
Tagged actuaries, CDC, CDC fund, CDC scheme, investment pathways, lawyers, Savers
2 Comments
How can CDC Decumulation provide inflation protection? – Con Keating
This blog from Con Keating is technical and designed to help the DWP ,tPR and others , when thinking about how to encourage inflation protection in the pathways on offer to savers in retirement. Member options for retirement income Introduction … Continue reading
Posted in pensions
Tagged AgeWage, Business, CDC, Con Keating, dc pensions, DWP, investment pathways, Pensions
4 Comments
IGCs duties to savers are clear, their duties to spenders aren’t.
The latest statement of intent by the FCA to improve value for money in workplace pensions arrived yesterday as Policy Statement 21/12. This is not a discussion paper but new rules which came into force yesterday and the not so … Continue reading
Posted in pensions
Tagged Employer pension arrangements, GAA, IGC, investment pathways, Pathways, scheme comparators, VFM
Leave a comment
Can Pension Wise deliver a financial vaccine?
Yet another consultation (the 11th this year) arrives from the FCA, looking to nudge people of my age into the arms of Pension Wise and away from scammers. This looks sticking plaster on a wound that will continue to bleed … Continue reading
Why is the PLSA laying into Guy Opperman?
What is going wrong? It appears that the PLSA has fallen out with the DWP and the Pensions Minister in particular. Yesterday the PLSA’s Director of Policy publicly criticized the Pension Minister for failing to adopt its proposals on “Guided … Continue reading
IGCs should take providers to task over the MaPS “price comparison” site
Jo Cumbo and the FT are road testing the Government’s new pensions comparison site which helps people select a later life provider to pay them their money back via the four investment pathways. The worry for Jo and it’s … Continue reading
Posted in pensions
Tagged investment pathways, jo cumbo, Kim Nash, Pensions, Ros Altmann
Leave a comment
Wrong in the right way – LGIM are right in everything but their conclusions
RIP’s or investment pathways as they are more commonly known, don’t default you into a course of action but ask you to choose between four courses of action (with the option to do whatever you like as a fifth). They … Continue reading
A user’s guide to AgeWage.com
As regular readers will know, I campaign for better information to be made available to savers about their pension pots and to help people understand their pot, have formed a company, AgeWage. AgeWage.com helps people make sense of their pots … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, annuity, Better Retirement Group, Drawdown, FCA, investment pathways
Leave a comment