Category Archives: age wage

Pension Dashboard – Richard Smith – 10.30 today – free ticket inside

  Richard’s coming to our coffee morning to repeat his triumphal sessions over the past five years. Richard is the genuine item and a friend to Pension PlayPen. He has agreed to attend at short notice and I hope we … Continue reading

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Does CDC work like a DB or a DC pension plan? I don’t care!

Under current proposed timelines, multi-employer CDC schemes are expected to secure regulatory approval in 2026, with a view to accepting contributions from 2027. So we ought to be starting to think about what being in a CDC plan will feel like … Continue reading

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“Data will be a Game Changer”; Richard Smith

Data is a game changer – it’s changed my view of Lerwick in Shetland.  I’d never thought of it in the same “wave” as St Helier in Jersey. Richard’s coming to our coffee morning to repeat his triumphal sessions over … Continue reading

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“Dashboards will be a Game Changer”; Richard Smith – Tuesday

  Richard’s coming to our coffee morning to repeat his triumphal sessions over the past five years. Richard is the genuine item and a friend to Pension PlayPen. He has agreed to attend at short notice and I hope we … Continue reading

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CDC for those who want more certainty? We call it “shared ambition”.

The move to CDC looks happily inevitable. I hope that by 2030 most people in workplace pensions will have access to a pension and the amount of certainty from their pension will be dependent on fiduciaries (trustees and personal pension … Continue reading

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How strong is Britain’s DB funding? The video trustees and sponsors should not ignore

  I expect that this issue will continue to receive minimal attention on this from the consultancy teams advising trustees on funding, from the press which is generally driven by he consultants and from the majority of pension experts who’s … Continue reading

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A formal response to the FCA’s Value For Money Framework.

  CP24/16: The Value for Money Framework This response comes from AgeWage , Pension PlayPen and Pension SuperHaven. Collectively we are looking for members to get better outcomes through bigger pots and better pensions. It is also my personal response. … Continue reading

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Three lessons from the FCA’s retirement income market data

My analysis of this data leads me to three behavioural insights People are concerned about “net cash” – not “gross before tax” People want control and ownership People prioritise today’s cashflow needs over a wage for life The data published … Continue reading

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Jo Cumbo remembers Port Talbot

If you could go to one of the two Facebook support groups for mis-sold BSPS pension Scheme this bank holiday weekend, you’d find this post Al Rush has put the last four minutes of this week’s VFM podcast, the minutes … Continue reading

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A good day to become senior

Today is 103 years since the armistice  ended the first world war and it is my 60th birthday. I popped out just after 11 am. My father, who delivered me , joked that Mum didn’t observe the minute’s silence. I … Continue reading

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