Monthly Archives: September 2021
Are you getting pension consultation fatigue?
It looks like plenty of us are As well as being year 2 of the pandemic, 2021 continues to be the year of the pensions consultation #ConsultationFatigue https://t.co/ZKN0luwqLo — Tess Page (@Tess_invests) September 16, 2021 While #ConsultationFatigue isn’t trending, conversations … Continue reading
Posted in advice gap
Tagged Andy Parker, master trust, Scottish Widows, Sharon Bellingham, TPR, VFM
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A Standard for pension VFM is the practical way forward
The FCA and The Pensions Regulator (TPR) have published a joint discussion paper on developing a common framework for measuring value for money (VFM) in defined contribution (DC) pension schemes. The aim of the two regulators is to drive a … Continue reading
Making sense of value and money with personal “investment rates”
Today we expect a discussion paper from tPR/FCA on the measurement of value for money. This is not so much a blog but an essay about measuring value. I’m trying to write about what I hear people saying and … Continue reading
What should you do about pensions when divorcing?
University of Manchester, Cognitive Media, ESRC Today is pensions awareness day. One area of pensions I have never covered is divorce. So it was great when my friend Debora Price dropped me a line with some good advice on what … Continue reading
Pension togetherness day.
Today is pension awareness day. It’s also a day when we’ll be celebrating the life of Sean Breslin , coming together in the Cockpit pub in Blackfriars with a pint or two. Mostly it will be the Gissings diaspora but … Continue reading
How to balance freedom and investor protection? Disclose the downside.
How to balance freedom and investor protection? Disclose the downside https://t.co/EzHL8QsA4I — Josephine Cumbo (@JosephineCumbo) September 13, 2021 In my view, the best course of action is to protect the money that the investors can least afford to lose and … Continue reading
Eri-tation ; time to come clean on DC pensions.
Eritability Of all the time wasted talking about pension dashboards, the time wasted on “estimated retirement income” irks me most. It is not the sight of actuaries arguing over annuity and growth rates that irks me , it’s that the … Continue reading
Posted in actuaries, advice gap, CDC, Dashboard
Tagged CDC, Dashboard, M3, master trust, Royal Mail, SPP
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COVID-19 Down Under: Australia Catches a Third Wave
WWW.Covid-arg.com By Jennifer Lang and Karen Cutter COVID-19 Actuaries Response Group – Learn. Share. Educate. Influence. Introduction For much of the pandemic, Australia, along with its neighbour New Zealand, has been relatively successful in protecting its population from the … Continue reading
Unfair taxes for people working to stay off the breadline.
The consequences of the Government’s tax raid to sort out the NHS and pay for social pay are becoming clear. Here is the FT’s summary; There were some winners from the policy. People receiving only pension income will not be … Continue reading
How can you tell if your workplace pension is doing any good?
Employers choose a DC pension for their staff for different reasons. During the staging of auto-enrolment, the capacity of the provider to manage compliance with regulations was a key criterion for medium sized employers; the capacity to set a … Continue reading