Monthly Archives: November 2018

This week – we hope to be able to talk about the “benefit of pensions” again!

This is a blog about the economic utility of pension management. It’s written because the first thing that hit me this morning was this almost confessional comment from George Norval, Group Pensions Manager at Berensden. Is the DB Pensions Manager … Continue reading

Posted in advice gap, CDC, de-risking, pensions | Tagged , , , , , | Leave a comment

How can you pretend that it’s ok not to have a pension? (Stolen from the Daily Mash)

ARE you secretly shitting yourself about not having a pension but want to pretend it’s fine? Here are some great ways to delude yourself. There’ll be lots of people in the same boat Tell yourself there’ll be loads of people … Continue reading

Posted in advice gap, pensions | Leave a comment

If you read nothing else on GMP Equalisation – read this!

We expected a deluge of commentary from the lawyers on GMP equalisation and we’ve got it. Much of it has been ordinary, some of it wrong. This commentary from  Giannis Waymouth stands head and shoulders over anything else I’ve read. … Continue reading

Posted in pensions | 6 Comments

Why we will miss The Pensions Advisory Service!

By the end of this year, the Pensions Advisory Service will be no more, subsumed into the Single Guidance Body. By the end of spring, their vibrant “third world” offices in Belgrave Road will be empty. Whether the goodwill that … Continue reading

Posted in advice gap, pensions | Tagged , , , , | 2 Comments

“Do we need a dashboard- or just a pension finding service?” – Pension PlayPen lunch – Monday 5th Nov

Expect fireworks at the Pension Play Pen lunch on Monday. The derisory £5m budget dished out by the Treasury to fund the dashboard suggests we won’t get much more than a damp squib. But maybe the Treasury are right! Maybe … Continue reading

Posted in Bankers, pensions | Tagged , , , , , | 4 Comments

Investment for beginners?

Perhaps because I’m paying him to, my 20 year old is paying some attention to where his pension is being invested. I say “is”, but our first contribution to his workplace pension is awaiting his opt-in. Meanwhile he’s asking – … Continue reading

Posted in accountants, actuaries, advice gap, NEST, pensions | Tagged , , , | 6 Comments

“Oh dear!” – says Con Keating

For the avoidance of doubt – this is a blog from Con Keating. Oh Dear A J Bell issued a commentary on CDC ahead of the budget. It was riddled with error, and self pleading. Take: “CDC works in a … Continue reading

Posted in pensions | 1 Comment

At work and after – how independent do we want to be?

Inequality over an occupational life-course is reflected in retirement. https://t.co/T6ahUk7350 — Jo Grady (@DrJoGrady) November 1, 2018 This seems to me very sound. Jo Cumbo rightly reports the gender pension  gap in retirement while Jo Grady concludes that pensions reflect pay and … Continue reading

Posted in pensions | Tagged , , , , , , | 4 Comments