Tag Archives: Wage for life

Plug in pensions for the not so pension-wise

Posted on August 6, 2023 by henry tapper

When you buy a phone or a washing  or a new iron, in the product packaging are some instructions which usually come in several languages and are printed so small that even if you wanted to read them , you … Continue reading →

Posted in pensions | Tagged , , , , | 1 Comment

I’m busy making sure I stay alive!

Posted on July 1, 2018 by henry tapper

Stella and I were listening to the conversation between two couples while at dinner on the train last night. The younger couple were conventionally married and in their fifties, the couple opposite were a mother and daughter , the daughter … Continue reading →

Posted in pensions | Tagged , , , | 3 Comments

Let’s stop pretending guidance is enough.

Posted on January 27, 2018 by henry tapper

News that the Government has thrown out proposals for compulsory guidance to protect us from ourselves comes as no surprise to me , though it has clearly angered Ros Altmann. Writing on her blog, the former Pensions Minister writes of  the … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , , , | 7 Comments

Self-sufficiency for pensions.

Posted on January 22, 2018 by henry tapper

  Whether you are in charge of the PPF , one of the 13 Carillion defined benefit schemes, or any one of the thousand or so “distressed” pension schemes that might no have a sponsor able to bale it out;-the term … Continue reading →

Posted in CDC, pensions | Tagged , , , , , , | 1 Comment

Some commercial considerations for CDC

Posted on December 30, 2017 by henry tapper

So who’s going to “sell” CDC? What an odd question! I can see the friends of CDC choking over their cornflakes at my asking this question. In the gentile world of policy- it is rarely done to use the “s” word! … Continue reading →

Posted in actuaries, advice gap, CDC, pensions | Tagged , , , , , , , | 1 Comment

Opting back into a pension scheme?!?

Posted on December 24, 2017 by henry tapper

One of the uses of a CDC scheme could be to allow people who have opted out of a DB plan – to opt back into a scheme which pays them a wage for life – albeit one that isn’t … Continue reading →

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Pension = Wage for life

Posted on July 17, 2017 by henry tapper

Sloppy journalism confusing readers. A quick scan of the Daily Telegraph’s Money Pages leaves me hopeless at its hapless reporting of pensions. Somebody should sit down with the whole personal finance team and read them the riot act. Take Mike … Continue reading →

Posted in actuaries, advice gap, pensions | Tagged , , , , , , | 4 Comments