Tag Archives: pensions
Thoughts on the triple lock
There’s no doubt that the unwinding of the furlough presents the Treasury with a technical problem with the triple lock. You can read the details here But that does not mean that the pensions industry can consider the state pension … Continue reading
Posted in auto-enrolment, pensions, self-employed, steve webb
Tagged ft, jo cumbo, pensions, state pension, SteveWebb, Triple-Lock
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Private Equity Laid Bare (by the FT)
Yesterday I wrote about Ludovik Phalippou’s report “An Inconvenient Fact: Private Equity Returns & The Billionaire Factory”. My interest had been prompted by an article of Chris Sier’s I’d re-published on my blog. It showed that 2/3 of the … Continue reading
Segregated mandates – a club for large pension schemes only
With a few exceptions, most pension schemes do not go overboard with the number of asset management products they use. Having worked with some super-large, super-complex pooled schemes and fiduciary managers, I can understand at least one reason. Lots … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, chris sier, Clearglass, pensions, Transparency
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If you think you know your costs, you could be wrong
This is the third of Dr Chris Sier’s insights into cost transparency and it gets right to the heart of the issue: just how much of a pension schemes total costs were previously unknown? ‘You can’t manage what you … Continue reading
Not all asset managers are created equal
This is the second of ten articles written by Chris Sier which were originally published in Pension Expert. The original can be found here and is republished with the kind permission of the editor In the first piece of this … Continue reading
Posted in pensions, Technology
Tagged Asset management, Asset Managers, chris sier, Data, Pension Expert, pensions, Transparency
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Asset managers are no longer the problem on cost transparency
This is the first of ten articles by AgeWage co-founder Dr Chris Sier. All articles have first been published in the FT’s Pension Expert and are re-produced with its kind permission. The oritinal of this article can be found here … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, chris sier, Clearglass, Con Keating, pensions
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A different approach to pension scheme solvency and funding.
Solvency and Funding This is the second of our blogs answering questions which arose from our original essay written in response to the proposed DB Funding Code. It covers issues of solvency and funding. Solvency estimation involves the comparison of … Continue reading
Posted in advice gap, de-risking, economics, pensions, Retirement
Tagged Bond, Clacher, Equitability, Keating, Mark to Market, pensions, solvency prudence
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Pension committees “stay alert”!
Alarm bells rang when I read Stephanie Hawthorne’s report on the reaction of some Pension Schemes to the challenges of the current pandemic ‘Lockdown spikes fears of democratic deficit in LGPS’ A survey of 83 local authorities conducted … Continue reading
Posted in pensions
Tagged ft, Jeff Houston, LGPS, Local Government, Pension Age, pensions, Stephanie Hawthorne
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Public and private responsibilities under CV-19
There is a very good reason to talk out now. ‘The only wrong thing to say is to say nothing’ – Meghan Markle And people of all color have been on Britain’s streets this weekend, making their voices be heard. … Continue reading
The FCA bans contingent charging on transfers – 7,700 steelmen to be written to
Here is the decision taken by the FCA on how advice is charged for on DB transfers. It is precisely the position that I had hoped for and will ensure that DB schemes will continue to provide pensions to many … Continue reading
Posted in advice gap, BSPS, pensions, trustee
Tagged British Steel, BSPS, contingent charging, pensions, Trsnsfers
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