Category Archives: actuaries
BONFIRE. Keating and Clacher conclude their articles on the DB funding code
We began this series of blogs and articles with a call for a bonfire of regulation; at the very least we should start with this proposed Funding Code. Continue reading
Posted in actuaries, advice gap, pensions
Tagged Con Keating, DB, defined benefit, Iain Clacher, music, pensions, TPR
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The COVID-19 Actuaries 20th Friday report (thanks Nicola, Stuart and Dan)
If the thought of a second lockdown is stressing you, then perhaps have a go at ‘scream therapy’. Iceland is marketing itself as the perfect place to let your frustrations out and is offering interested parties to let off steam by recording their screams and having them played over a loudspeaker in a remote part of the country. Continue reading
Posted in actuaries, coronavirus, pensions
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Want to live longer? Get a pension!
So – being a value for money kind of guy, I see my pensions as my financial incentive for drinking less and going to the gym. I want to be a happy, financially solvent pensioner for a very long time – for as long as I live Continue reading
Posted in actuaries, Blogging, pensions
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Reintroducing pensions to the USA
The American Department of Labor is demanding that regulated sponsors of their workplace pensions convert participants’ account balances into an estimated monthly income stream at retirement. This follows primary regulation in Congress last year know as the SECURE Act Using … Continue reading
Posted in actuaries, advice gap, annuity, cardamo, pensions
Tagged 401l, Erissa, US, USA
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Clacher and Keating blog “Bowles to the Regulator”.
We have received and responded to over one hundred questions, comments and criticisms arising from them. Not one has come from the Pensions Regulator. We have no evidence that the Regulator is listening to us or anyone else. Constructive engagement requires constructive listening, not selective hearing. Continue reading
Posted in actuaries, advice gap, pensions
Tagged Clacher, DWP, House of Lords, Keating, Pension Funding, pensions, Pensions Regulator, Sharon Bowles
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Friday report from the COVID-19 actuaries: – includes “surviving quarantine”
The Friday Report – Issue 19 By Matt Fletcher, Nicola Oliver and John Roberts COVID-19 Actuaries Response Group – Learn. Share. Educate. Influence. COVID-19 is still one of the hottest topics for scientific papers and articles. The COVID‑19 Actuaries Response … Continue reading
Posted in actuaries, advice gap, coronavirus, pensions
Tagged actuaries, Covid-19, pensions, Quarantine
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What we don’t consider matters
Listening to Victoria Derbyshire talking about domestic abuse on the radio this morning , I was struck by one insight. When asked why domestic abuse had been such a low priority at the start of lockdown she observed that as … Continue reading
Posted in accountants, actuaries, advice gap, pensions
Tagged advice gap, David Penney, pensions, tax relief
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Taking someone else’s numbers for it. The shortcomings of AoVs.
I suffer from pension dreams, these wake me up at odd hours of the morning with questions that I cannot answer. This morning’s question was put to me by someone who bought a pension savings plan from me when … Continue reading
Posted in actuaries, advice gap, age wage, pensions
Tagged Actuary, advice gap, AoV, Assessment of Value, pension, pensions, Transparency
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Follow Sage Advice and keep an eye out for the Actuary
I will certainly be following Sage Advice and won’t be deserting Actuary on this showing. This race should have been sponsored by the Pensions Regulator. Continue reading
Posted in actuaries, advice gap, pensions
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What MaPS can learn from Australia’s MoneySmart Retirement Planner
The Australian Government has built what it calls the MoneySmart Retirement Planner which is a dashboard tool. You plug in your savings in “Super” and tell the planner a little about yourself (and your partner) and within five minutes you … Continue reading
Posted in actuaries, advice gap, pensions
Tagged actuaries, advice gap, optimum pensions, pensions, Super
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