Monthly Archives: December 2022
Is the DB funding code any good? Ask sponsoring employers.
It’s been a tough week for the Pensions Regulator. They came off second best at the WPF, both to the line of questioning from Stephen Timms, Nigel Mills and others, but also to the FCA who were able to … Continue reading
Stuart McDonald MBE
Stuart McDonald received his MBE for services to Public Health from King Charles on Wednesday. Pictures can say 1000 words, this blog only needs two more Congratulations Stuart.
Sadly – many nurses can’t afford their “gold-plated” pensions.
“The Government can get people back to work – and also reduce taxpayer costs – by allowing all public sector workers to choose higher pay today, in exchange for a lower DB pension in retirement” – John Ralfe This is … Continue reading
Thoughts on “death and taxes and pensions”.
Here is how the Institute of Fiscal Studies concludes its report into the taxation of DC pots when the owner of the pot dies. I whole heartedly agree with the analysis and conclusions of this report. Conclusion Whether by accident, … Continue reading
Conventional and Index Linked Price Performance – Clacher and Keating
Conventional and Index Linked Price Performance Iain Clacher & Con Keating Acknowledgement: We owe thanks to Jon Spain for data and insights into Retail Price Inflation (RPI). We also note that he raised concerns over Liability Driven Investment (LDI) as … Continue reading
The Mail exploits pension saver’s ignorance – who’s fault is that?
There is a lot wrong with this article, but one thing that is right is that performance matters and matters to the people who are using workplace pensions. If it didn’t matter, the Mail would not publish articles like this, … Continue reading
And they call my pension “personal”? Calling time on the life company hegemony of DC pensions.
This article is available online here and is re-published with permission of Nico Aspinall , it’s author. I think this one of the best DC papers shared in 2022. Because of it, I have started to question why … Continue reading
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We’re now asking some big questions about DB funding.
One of the big questions behind the LDI debate is at what point so much of the Occupational Pension Schemes are now backed by Government Bonds (gilts) that the Government pays them. This argument is regularly made by JNAMDOC on … Continue reading
Parliament’s six challenges to LDI
Things are not going to be the same for fiduciaries, advisers or managers of DB pension schemes. That was the big message coming out of the lengthy evidence session conducted by the Work and Pension Committee on December 14th. … Continue reading
Something like the sun – could nuclear fusion be our get out of jail card?
Shakespeare started a poem “my mistress’ eyes are nothing like the sun“. For the past 400 years we have been struggling to find a source of energy that provides us with a little of the sun’s intensity. The Sun … Continue reading
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Tagged Climate change, ESG, fission, Fusion, Lawrence Livermore National Laboratory
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