Monthly Archives: June 2013

John Kay has not left the room.

I had read Professor John Kay‘s Review of UK Equity markets and long-term decision making but it wasn’t till I heard him speak yesterday that I “got it”. Kay’s concern for the state of the UK financial services market goes much … Continue reading

Posted in Bankers, governance | Tagged , , , , , , , | 2 Comments

A time for action not tears!

Yesterday I was kind to insurance companies; this was a PR mistake. My inbox received a number of reproofs reminding me of the shoddiness of insurance company practice – in particular their reliance on “embedded value”. Fortunately these did not include a broadside … Continue reading

Posted in auto-enrolment, pensions, workplace pensions | Tagged , , , , , , , | 3 Comments

What a charge cap would mean for insurers

the Embedded Value write offs if the cap comes in at 0.5% will be in the £bns Continue reading

Posted in Australia, auto-enrolment, Financial Education, Payroll, pension playpen, pensions | Tagged , , , , , , , | 14 Comments

Risk-sharing starts with cost-sharing

This lunchtime we will be debating pension charges at the Pension Play Pen lunch (50 Cornhill). This blog may help in organising my thinking and perhaps your thinking too! The terms of the debate about the charges cap that the … Continue reading

Posted in advice gap, auto-enrolment, dc pensions, pensions | Tagged , , , , , , , | 5 Comments

15 Reasons why rowers make great graduates

Spot on Rob! They make great mates too!

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It’s not a capacity crunch it’s a traffic jam

the nature of the problem changes but the scale of the problem remains the same Continue reading

Posted in auto-enrolment, Financial Education, First Actuarial, Payroll, pension playpen, pensions | Tagged , , , , , , , | Leave a comment

Making hard easy.

In a complicated world, we look for simple ideas that make hard easy. Continue reading

Posted in advice gap, auto-enrolment | Tagged , , , , , , , | 7 Comments