Category Archives: advice gap

Time for pensions to act on climate change

The DWP has written a letter to the Pensions Regulator telling it to set out its climate change strategy. The letter is a little awkward as it tries to shoehorn the need for this strategy into TPR’s core objectives.  It’s … Continue reading

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Polarised or bi-polar? DB transfers today.

Back in November, I reported on Ruston Smith’s initiative at Tesco to provide his colleagues with help finding the right type of adviser. AgeWage had been helping Ruston promote this to other firms earlier in the year and I’m glad … Continue reading

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It’s not the customers who needs to change – it’s the advice they get.

  Just eight per cent of the 2,011 39-54-year olds captured in the nationwide ‘Generation X Retirement Prospects’ study commissioned by pensions specialist fintech company Dunstan Thomas, have consulted an Independent Financial Adviser in the last 12 months. These findings … Continue reading

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Pathways? – We can’t see the wood for the trees.

  Investment pathways Investment or retirement pathways- as the title of an event I went to had it, are the FCA’s idea for helping people take better decisions at retirement than they do today. They’re mainly for the people who … Continue reading

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Are small DC pension schemes in the member interest?

Trustees vote for their own demise There hasn’t been much comment on social media about the Pension Regulator’s consultation response on the future of trusteeship. This is in marked contrast to what TPR reports as a record 114 written responses … Continue reading

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Dashboard 60% ready – 1/4 of data missing

Queen Bees – Romi and Reilly I don’t often publish undigested  press releases but Pension Bee’s analysis of its own data explains itself very well. Most people know who has their money and have their paperwork, but many, myself included  … Continue reading

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Getting Smarter about how we retire

  #SmartSnap 2 is here: Smart Retire In this video, we share a sneak peek of Smart Retire – our unique “to and through retirement” master trust solution – coming this year to Smart Pension. pic.twitter.com/14JKPvjUkq — Smart Pension (@smartpensionuk) … Continue reading

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Are passive managers giving value for our money?

In the debate about what we get for the money we pay to fund managers , we tend to think of passive managers, not as managers – but as funds. We can of course get access to indices by buying … Continue reading

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For the under-pensioned – savings is only half the story.

Peoples Pension are building a fabulous business out of auto-enrolment which will help future generations to get better pensions and so enjoy more security in retirement. Gregg McClymont, who runs policy at People’s Pension, is concerned about the pension gaps … Continue reading

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What makes for a “progressive” pension provider?

“Progressive” and “pensions” are not synonymous, the words fuse into an oxymoron and ribaldry ensues. I spoke to an insurer last year who introduced me to the concept of “last mover advantage” which involves a large organisation sitting by and … Continue reading

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