Monthly Archives: March 2021

Could #Budget21 be a game-changer for our pensions?

Sunak’s 2021 budget amounts to a kick in the backside to workplace pensions that could do for workplace pensions what the pension freedoms did to annuities.  By workplace pensions, I mean the savings schemes funded through payroll and joined by … Continue reading

Posted in pensions | Tagged , , , , , | 2 Comments

Easing pressure on pension dashboard delivery.

The next stage of the Pension Dashboard Programme’s consultation into the delivery of the dashboard has arrived and it is the first since the mandating of the dashboard by the Pension Schemes Act. Sadly , we continue much as we … Continue reading

Posted in pensions | Tagged , , , | Leave a comment

ESG , virtue signaling and a dead horse

ESG I don’t know Paris Jordan, hadn’t heard of her before I read this.. One asset manager told me their firm had just put ESG into its investment process. Brilliant. Glad to hear it. I asked how it had changed … Continue reading

Posted in pensions | Tagged , , | Leave a comment

Standard Life’s IGC provides a bit in the middle

Standard Life’s IGC has been very courteous and issued an interim report for those (like me) who read their reports every March/April. This year we will have to wait till July to read the report and I’m particularly interested in … Continue reading

Posted in pensions | Tagged , , , , , , | Leave a comment

Ros Altmann’s defence of pension consultants (contested).

I wouldn’t say my “postbag was full” , but my recent blog on the damage inflicted by pension consultants on the UK pension framework has raised a few heckles on social media. Having worked in pension consultancies for nearly twenty … Continue reading

Posted in pensions | Tagged , , , , , , | 3 Comments

“Elasticity” – a layman’s way of thinking of the risks in getting a private pension

  Elastic is such  strange stuff, but so useful. It allows clothes to stay up when times are hard and the body thin. It allows clothes to expand to fit bodies bloated in times of plenty. Elastic can be discretely … Continue reading

Posted in pensions | Tagged , , , | Leave a comment

Sunak should encourage us to invest not hoard.

Hoarding is most unpopular with the British public as memories of empty supermarket shelves last spring are slow to fade. There are probably still stockpiles of toilet rolls in little visited cupboards. We still have a few jars of fruit … Continue reading

Posted in pensions | Tagged , , , | 2 Comments