Monthly Archives: February 2017
Can the Government nudge us to be proud to rent? #housingwhitepaper
Within an hour of the document’s publication, Paul Lewis had delivered his verdict and people were keen to endorse it. I was not one of them. The UK housing market is too big a ship to be turned round by … Continue reading
Posted in pensions
Tagged Brexit, build to rent, Buy to own, Buy to rent, Buy-to-let, Government, house price, Housing White Paper, Paul Lewis, pride, rent
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“Small is beautiful” – Hilary Salt’s contrarian pension vision.
It’s difficult to go anywhere on planet pensions at the moment without hearing people extol the virtues of scale. I seem to be the only sceptic on this. (I’d better upfront declare my conflict of interest as our clients include … Continue reading
Heaven knows I’m miserable now!
fake news++++fake news++++fake news++++fake news Soaring financial insecurity hitting productivity research finds. This has to be one of the least substantiated claims to have appeared in the serious press lately. It’s source ( https://www.corporate-adviser.com/soaring-financial-insecurity-hitting-productivity-research-finds/ ). The claim’s built around research … Continue reading
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Tagged EAP, Employee Asssistance Plan, Grief Counselling, Met Life, Productivity, Smiths
2 Comments
We need a home ownership detox!
An important day for British Housing Policy Today, the Government will publish its white paper setting out its long-term housing strategy. This has implications for everyone living in the UK, including the homeless, those who rent, those who own and … Continue reading
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Tagged Brick, Detox, Equity, home ownership, Household, Infrastructure, Legal & General, mortgage, pension, Sausage, Thatcher
6 Comments
Do employers have a duty of care when choosing pensions?
The shadow pension secretary Alex Cunningham has tabled an amendment to the Pension Schemes Bill which could clarify whether an employer has a duty of care in choosing a workplace pension for its staff. There are currently over 80 class … Continue reading
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Tagged accountant, auto enrolment, Duty of Care, employer, Payroll, workplace pension
8 Comments
Pension Dashboard – cure or curse?
This lunchtime , the Pension PlayPen lunch will be discussing this very question. If you’d like to have your say in what is likely to be a robust discussion, get yourself to the Partners Room in the Counting … Continue reading
Posted in pensions
Tagged FinTech, Pension Dashboard, Pension Digitati, Retirement, Technology, Treasury
2 Comments
DB and what’s possible (thoughts inspired by Con Keating).
Con Keating published a blog on here yesterday ; Procrustination; Con Keating on JLT’s black hole. It’s demanding and many will leave it alone as too hard. But it is sets out the position of many of us who are increasingly … Continue reading
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Forget history, here’s “my story” – SNAPCHAT!
Nobody over 30 gets Snapchat! Like nobody over 30 got Woodstock, or punk rock or any other self-defining trend of the past 1000 years. I am quite sure that back in the 1730s or the 1510s, there were “snapchats” that made … Continue reading
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Tagged financial empowerment, Jagger, kids, punk rock, Satisfaction, snapchat
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Procrustination; Con Keating on JLT’s black hole.
Procrustination If that word does not exist, it should; it is far more appropriate than the current euphemism “consolidation”. This past week we saw the publication of JLT’s paper: How do we get out of this pensions ‘black hole’, and … Continue reading
Posted in pensions
Tagged black hole, Con Keating, JLT, pensions, PLSA, procrustination
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£500 “wealth cheques” written by those “just getting by”.
First the facts The Treasury has upped the amount savers will be able to draw from their pensions to pay for financial advice from £500 to £1,500. In August, the Government set out plans for a £500 “pensions advice allowance” … Continue reading