Monthly Archives: February 2017
Avoid the ambulance chasers and choose your workplace pension wisely
In America the business of providing staff with a retirement benefits plan (known as 401k) is taken very seriously. Employers have fiduciary responsibility to the participants and to the plan. That means that if employers do not take due care … Continue reading
These are the Good Times for savers and investors!
It is very rare that savers get told they’re “having it good”, but if you’re saving into a workplace pension default , you’ve just had a great 12 months. I’m looking at a piece of paper that tells me … Continue reading
Pensionsyncopation
It was good to hear that Pensionsync have dropped their payroll charge this week. Payrolls that run Pensionsync (QTAC, Star, MyPaye and Bond among them) will be able to send and receive payroll data to and from … Continue reading
Is there a”pensions opposition”? Thoughts on #TUCpensions
I wasn’t at the TUC Conference, having a Conservative membership has closed a few doors and I didn’t want to make some awkward by insisting. My colleague Hilary Salt spoke and the event was capably relayed by Josephine Cumbo and others. … Continue reading
The myth of the U-shaped retirement
Abraham Okusanya is a friend to this blog; I’m pleased he’s sharing his latest research on how we spend money in retirement. We don’t always agree about the answers , but we agree about the questions! If I had a pound … Continue reading
How the blockchain revolution could transform financial services
The technology likely to have a significant impact on the financial services industry and the world of business has arrived. Not peer-to-peer lending, artificial intelligence, big data, robo-advisers or Apple Pay – but rather blockchain, the technology behind digital currencies … Continue reading
Poking sticks at LGPS in a “shouty” report – Johnson just isn’t helping.
In 2013 Michael Johnson of The Centre for Policy Studies published a paper “the local Government Pension Scheme; opportunity knocks” http://tinyurl.com/jru498m. Today he publishes the sequel, “the LGPS- the lost decade”. http://tinyurl.com/jtz2jwx In the intervening period, Johnson has seen none … Continue reading