Monthly Archives: July 2020

Boohoo should test how much we want our money to matter

Are you wearing any of these brands? boohooMAN, PrettyLittleThing, Nasty Gal MissPap. Karen Millen, Oasis Warehouse. Probably not – Boohoo targets the 16-24 year old fashion market and is principally bought by young women. Happily young people have better things … Continue reading

Posted in ESG, pensions | Tagged , , , , , | Leave a comment

Socially distancing bears – COVID-19 weekly report (wk 19)

Every week, more is written on COVID-19 than any individual could possibly read. Collectively, the COVID‑19 Actuaries Response Group read more about the outbreak than most, so we’ve decided each Friday to provide you with a curated list of the … Continue reading

Posted in actuaries, coronavirus, pensions | Tagged , , , , | Leave a comment

What it’s like to be in hospital right now.

From Sunday to Tuesday this week , I was in the Cancer Center adjacent to Guys Hospital having work on my bowels under general anesthetic. My surgery was “elective” rather than “emergency”. I had had emergency surgery for the problem … Continue reading

Posted in NHS, pensions | Tagged , , , , , , | 2 Comments

Support the young , we are done!

I realized , as I filled in my submission to the Pension Dashboard Programme’s call for input (you can do yours here), that for my generation, the boomers, the dashboard will arrive too late. Most of our pensions are either … Continue reading

Posted in age wage, Dashboard, drawdown, pensions | Tagged , , , , , | Leave a comment

The Care Home tragedy continues

We are at a loss to know why @DHSCgovuk is incapable of making swift decisions at a time of crisis. As the country unlocks, care providers are in the dark as to what is permissible in terms of visitors to … Continue reading

Posted in pensions | Leave a comment

An advert you wouldn’t see in Britain!

Most UK pension people  will look at this advert (on Linked in) with bemusement, some may think it a scam, but I know the people behind this initiative and that, in Australia, they are in earnest for good. This article … Continue reading

Posted in actuaries, advice gap, age wage, pensions | Tagged , , , , , , | Leave a comment

Is COVID-19 Seasonal?

Summary Common coronaviruses, like influenza viruses, are highly seasonal diseases, with cases peaking in winter months. As we move out of lockdown and through the summer months in the Northern hemisphere, an obvious question is whether COVID-19 exhibits seasonality, as … Continue reading

Posted in coronavirus, pensions | Tagged , , | 5 Comments

Value for Money may just have had its eureka moment.

The story so far… 2014 – the OFT conclude that we are rubbish at buying pensions 2015 – FCA requires big insurers providing workplace pensions to set up IGCs (and most of the rest GAAs) 2016- IGCs start producing statements … Continue reading

Posted in advice gap, age wage, pensions, Value for Money | Leave a comment

Bench marking will challenge IGCs and raise their game!

This blog is a follow up to my piece which asks whether the FCA has let the IGCs off with impunity. The FCA has chosen not to publicly humiliate failing IGCs but to give them clear guidance for  the future. … Continue reading

Posted in advice gap, IGC, pensions | Tagged , , , | Leave a comment

Have IGC’s let savers down with impunity?

When it all began Back in 2015 , when the IGC chairs first met, I wrote a blog critical of IGC Chairs and their advisers who seemed to be publicly questioning the purpose behind Independent Governance Committees. You can read … Continue reading

Posted in IGC, pensions | Tagged , , , , | Leave a comment