Monthly Archives: October 2019
Autumn on the river with the evergreen Langs
We have had a wonderful boating season, but I sense it may be drawing to a close. This Sunday morning the rain is pouring down and we will not be going out – my crew- rightly I suspect- have … Continue reading
Posted in pensions
Leave a comment
Are the nuts and bolts of our workplace pensions coming loose?
In September 2018, the Financial Times reported on PensionSync research Millions of pounds of tax relief has been overpaid to workplace pension savers in the UK following errors made by tens of thousands of employers. Regulators conceded this week … Continue reading
Posted in advice gap, age wage, pensions
Tagged advice, nuts and boults, pensions, workplace Pensions
1 Comment
A Tale of Two Pension Plans : Randy Bauslaugh
This blog is based on remarks to the National Coordinating Committee for Multi-employer Plans, Miami, Florida, September 21, 2019.(Edited for Length.) I have the original transcript , supplied by Dr Con Keating and published by C.D. Howe Institute’s Pension … Continue reading
The matron and the gormandizer
As nouns the difference between egomania and megalomania is that egomania is excessive vanity, pride or arrogance; self-importance while megalomania is a psychopathological condition characterized by delusional fantasies of wealth, power, or omnipotence. I’ve been pension age for nearly 7 … Continue reading
Posted in pensions
Leave a comment
We shouldn’t have an “expectation of perfection” from pension admin reviews
TPR Press release The trustees of hundreds of pension schemes are to be ordered to urgently review the data they hold as part of a crackdown on poor record-keeping. The Pensions Regulator (TPR) is asking the trustee boards of 400 … Continue reading
Posted in pensions
Leave a comment
Jo Cumbo has a plan (well she will do soon!)
It’s good to hear from Jo Cumbo that she’ll be turning her retirement savings into a retirement plan. I hope this link works for you (purchased at considerable expense by me). If it does, you can read for yourself how … Continue reading
Do employers have a responsibility for pension outcomes?
Have to – Need to – Good to At AgeWage we define “responsibility” in three ways, – “have to” – “need to” and “good to”. Employers do not have to assist members in getting the most out of their … Continue reading
What if your pension pot is invested in private equity?
The truth is most of us have no way of answering this question. We have no idea what our pension pots are invested in and it might surprise you to know that many of the default managed by master trusts … Continue reading
Posted in auto-enrolment, pensions
Tagged Bluesky, cyrstal, evovle, pension pot, pensions, Private Equity, Venture Capital
3 Comments
What are deferred annuities and why do they matter?
Cooper and Cumbo – Aussie dream team In a real example, an Aussie who bought a $10,000 deferred annuity at 65 would receive an annual income of $1741 a year from age 85, if they survived to that age. … Continue reading
Posted in advice gap, age wage, annuity, pensions
Tagged annuity, Australia, CDC, Cooper, deferred annuity, Drawdown, pensions, Super
4 Comments
We’ve got our club back
84 | The referee has, no joke, just sent off one of our ball boys… (3-1) #YTFC — Yeovil Town FC (@YTFC) September 28, 2019 Ballboygate is hardly the biggest issue of the day, but it got Yeovil Town … Continue reading
Posted in pensions
3 Comments