Tag Archives: FCA

Why do people harm their retirement prospects?

I am running a series of blogs in response to the Pension Regulator and FCA’s call for input (CFI) on the pensions consumer journey. The consumer is you and me and the journey takes us from the start of our … Continue reading

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Pension self-harming.

This is the second of a series of blogs on the pensions consumer journey which together form my response to the FCA/TPR call for input on a standard way of looking at pensions. In this blog I look at the … Continue reading

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TPR/FCA and Government – shining light on value for money

TPR’s Corporate Plan  for the next three years is for the most part solid and uncontroversial. Where it extends beyond the 2020 plan is in a long section on value for money which I have quoted in full below. The … Continue reading

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Can Pension Wise deliver a financial vaccine?

Yet another consultation (the 11th this year) arrives from the FCA, looking to nudge people of my age into the arms of Pension Wise and away from scammers. This looks sticking plaster on a wound that will continue to bleed … Continue reading

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Why is the PLSA laying into Guy Opperman?

What is going wrong? It appears that the PLSA has fallen out with the DWP and the Pensions Minister in particular. Yesterday the PLSA’s Director of Policy publicly criticized the Pension Minister for failing to adopt its proposals on “Guided … Continue reading

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One small step for a start-up! AgeWage graduates from the FCA sandbox!

AgeWage successfully completes its Sandbox testing.   AgeWage, a Fintech providing value for money measurement for DC pensions has exited the FCA Innovation sandbox and is now directly authorised to give pension guidance to trustees, employers and savers. AgeWage was … Continue reading

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Govt. data shows the dynamism of Defined Contribution workplace pensions

In the past two weeks, we have had two government reports on the shape of the UK funded pension market. The first – the Office of National Statistics report presents a snapshot of the entire DB/DC market last summer. It … Continue reading

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Easing pressure on pension dashboard delivery.

The next stage of the Pension Dashboard Programme’s consultation into the delivery of the dashboard has arrived and it is the first since the mandating of the dashboard by the Pension Schemes Act. Sadly , we continue much as we … Continue reading

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Standard Life’s IGC provides a bit in the middle

Standard Life’s IGC has been very courteous and issued an interim report for those (like me) who read their reports every March/April. This year we will have to wait till July to read the report and I’m particularly interested in … Continue reading

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Pension simplification will bring tears at bed-time.

The illustration is from “Greta and the giants” , an alarming children’s book designed to entertain and inform  from Zoe Tucker (author) and Zoe Persico (illustrator). I say “alarming” because climate change should be giving me tears before bed-time. I … Continue reading

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